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Paulson: More rescue plans examined - Long Beach Press-Telegram
Treasury Secretary Henry Paulson speaks at the Fortune 500 Forum in Washington, Monday. Paulson says the administration is looking for more ways to tap a $700 billion financial rescue program and will consult with Congress and the incoming Obama ...

Wall Street cloud darkens Lehigh Valley - Allentown Morning Call
Citigroup : 70,000. Wachovia : 10,000. Merrill Lynch: 5,100. Some of the biggest names in finance have been forced to shed thousands of jobs from their banking, mortgage and brokerage arms amid the economic calamity roiling the world's markets. Even ...

Dow drops nearly 680 on consumer spending worries - Napa Valley Register
NEW YORK - The reality that the nation is indeed in recession and that the downturn may well be prolonged sent Wall Street plunging Monday, hurtling the Dow Jones industrials down nearly 700 points and wiping out more than half of last week's big ...

Stocks end short session with 5th straight gain - East Valley Tribune
NEW YORK - Wall Street climbed again Friday, wrapping up its biggest five-day rally in more than 75 years, even as investors digested signs of a bleak holiday season for retailers and fears that a flurry of reports next week will show more economic ...

Dow extends rally, broader indexes close mixed - Napa Valley Register
NEW YORK - Wall Street showed some signs of stability Tuesday as investors, heartened by government plans to aid consumer lending companies, selectively bought more stocks following a huge two-day rally. Gains in blue chips gave the Dow Jones ...

Stocks build on recent rally with moderate gains - Buffalo News
Wall Street extended its gains into a fourth session Wednesday, rising moderately after President-elect Obama soothed investors by pledging he would have a plan to deal with the nation's economic crisis on his first day in office. Stocks that had ...

Home sales, prices down again in South - Buffalo News
Existing home sales in Southern states fell more than 10 percent in October compared to the same month a year ago, while the median sales price dropped nearly 6 percent to $161,000, the National Association of Realtors reported Monday. The slower ...

Homes could replace swim center - Tracy Press
Tracy wants the "flexibility" to allow a developer the chance to build homes on land in southwestern Tracy slated for an aquatics park, just in case the swim center is built elsewhere. This artist's rendering shows a street in the proposed Ellis ...

Family Farms Pulled Us Out of the Great Depression - Common Dreams
It seems to be a widely held myth that World War II was the main agent for moving the United States out of the Great Depression of the 1930s. Cornell University Professor George F. Warren, an important adviser to Franklin D. Roosevelt on rural ...

Real-Time News - Newark Star-Ledger
• Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game They met as teenagers, finding a common bond ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

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