Lititz Mortgage Rates and Information Online from competing Lenders

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Snowbirds return despite economic issues - Star News Online
Myrtle Beach, S.C. | Snowbirds are returning to Myrtle Beach to escape the chill of a northern winter despite having their feathers ruffled by economic problems. The Sun News of Myrtle Beach reported Sunday that tourists looking to escape winter’s ...

Beaches still beckoning - The State
MYRTLE BEACH — Economic head winds and tail winds are pushing at snowbirds this winter. Those northern residents, who spend a month or more in southern, snowless regions, have sinking gas prices on their side. But the likely recession — and for ...

S&P Cuts $20 Billion in CDOs That Bet on Lehman, WaMu (Update2) - Bloomberg
Nov. 13 (Bloomberg) -- Standard & Poor's cut its ratings on more than $20 billion of U.S. collateralized debt obligations that made bets on companies including now-bankrupt Lehman Brothers Holdings Inc. and Washington Mutual Inc. S&P lowered its ...

COURT NOTES - Scranton Times
■ Graig Anthony Giuliani and Jessica Lunn Rusek, both of Glendale, Ariz. ■ Christopher Scott, Scranton, and Shannon M. Brasseur, Dunmore. ■ Steven Dickhoner, Pittston, and Norina Ann Delonti, Peckville. ■ Charles J. Lacey, Scranton, and ...

CDO Cuts Show $1 Trillion Corporate-Debt Bets Toxic (Update3) - Bloomberg
Oct. 22 (Bloomberg) -- Investors are taking losses of up to 90 percent in the $1.2 trillion market for collateralized debt obligations tied to corporate credit as the failures of Lehman Brothers Holdings Inc. and Icelandic banks send shockwaves ...

Snowbirds flock to Myrtle Beach - Myrtle Beach Online
Economic headwinds and tailwinds are pushing at snowbirds this winter. Those northern residents, who spend a month - or several months - in southern, snowless regions, have sinking gas prices on their side. But the likely recession - and for ...

Economy doesn't ground snowbirds bound for S.C. - Aiken Standard
MYRTLE BEACH -- Snowbirds are returning to Myrtle Beach to escape the chill of a northern winter despite having their feathers ruffled by economic problems. The Sun News of Myrtle Beach reported Sunday that tourists looking to escape winter's chill ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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