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News about Mortgages:

Record decline in home prices, foreclosures largely to blame - New York Daily News
Home prices fell in four out of every five U.S. cities in the third quarter, a record spurred by distressed foreclosure sales across the country. Prices fell in 120 U.S. metropolitan areas, rose in 28 and were unchanged in four, marking a record ...

Home Prices Tumble in 80 Percent of U.S. Cities (Update2) - Bloomberg
Nov. 18 (Bloomberg) -- Home prices fell in four out of every five U.S. cities in the third quarter, a record spurred by distressed foreclosure sales across the country. The median price of a U.S. home declined 9 percent from a year earlier and sales ...

Lenders criticize gov't mortgage aid program - Ledger-Enquirer
– All United States – Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota ...

Home Prices Tumble In Most US Cities - The Bulletin
Home prices fell in four out of every five U.S. cities in the third quarter, a record spurred by distressed foreclosure sales across the country. The median price of a U.S. home declined 9 percent from a year earlier and sales of properties with ...

College fund program begun - Knoxville News Sentinel
Knox County high school graduates who plan to attend community college will get a financial head start under a new program unveiled Tuesday. KnoxAchieves, a joint effort between Knox County and Knoxville Mayors Mike Ragsdale and Bill Haslam and ...

Habitat dedicates 12th home in Las Vegas - Las Vegas Sun
Salavador and Maria Villaseñor got their first home Monday. In a ribbon-cutting ceremony on Comstock Drive in North Las Vegas, the Greater Las Vegas Association of Realtors and Habitat for Humanity dedicated its 12th house to the Villaseñors and ...

Misadventures in Atlanta - Atlanta Journal Constitution
In the 12 years since her parents allowed her first date, Blanca has dated, and dated, and dated. And she's single, tired, but not completely without hope. Like most people, Blanca is feeling broke. Sure, I can pay my bills, but it doesn’t leave ...

REALTORS: House Prices Rise in Some Metros, Buyers More Active in ... - HuntingtonNews.Net
Thanks to foreclosures and other "distressed" sales, four out of five metropolitan areas recorded lower housing prices in the third quarter from a year earlier, while existing-home sales fell in 32 states from the second quarter, according to the ...

Kamen's Revolt - Union Leader
MANCHESTER – The same day that Ford and General Motors announced catastrophic third-quarter losses, Dean Kamen was showing off his new electric car. The prototype vehicle, a zippy two-seat hatchback designed with more than a passing resemblance to ...

Radio & TV Talk - AccessAtlanta
All the entries posted in July. “Good Morning America” host Robin Roberts, who worked as a morning co-host at V-103 and a WAGA-TV sports broadcaster in the 1980s, announced today that she has breast cancer but she said she caught it early. “I ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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