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Hasn't outgrown love for BG football - Toledo Blade
In Their Words is a weekly feature appearing Sundays in The Blade's sports section. Blade sports writer Ryan Autullo talked with Cal Bowers, a former Bowling Green State University football captain who is currently a radio analyst for Falcon football ...

Blaze hurts Ranch House hopes of going home soon - Olympian
OLYMPIA – Fire destroyed the roof of the rebuilt Ranch House BBQ restaurant Sunday, nearly a year after a mudslide closed the decades-old Thurston County restaurant, and three weeks before it was to reopen. Nobody was in the building when it caught ...

Original Ranch House catches fire - Olympian
OLYMPIA — Fire destroyed the roof of the rebuilt Ranch House Barbecue Restaurant Sunday, nearly a year after a mudslide closed the decades-old Thurston County restaurant, and three weeks before it was to reopen. Nobody was in the building when it ...

Honeymoon: Left cuts Obama slack - Politico.com
As a presidential candidate, Barack Obama boasted of opposing the Iraq War from the start. But as president-elect, he has come to the rescue of surge supporter Joe Lieberman and flirted with the idea of keeping on Bush administration Defense ...

Tri-City mortgage market grows with FHA-backed loans - Tri-City Herald
Mike Martin recently refinanced out of an adjustable rate mortgage and into an Federal Housing Administration loan for his Richland home. Though the real estate market has slowed in the Tri-Cities, the number of FHA-backed loans has grown. Getting ...

Twice the house ... half the price - Toronto Star
HAMILTON–When his new neighbour handed him espresso and biscotti over the fence, any doubts Kevin Bowers had about his move from Toronto evaporated. "That never happened to me in Riverdale," says Bowers, a stage manager in theatre. It's not that he ...

Credit Disaster? Maybe It's Not So Bad After All - CNBC
If you are dumbfounded by the amount of money the federal government is pouring into the private sector to ease the nation's financial crisis, click ahead for a big-budget ride through time. Maybe, just maybe, the financial world is not about to ...

Economic echoes: Utah home prices slip to 2006 levels - Salt Lake Tribune
Consider it a two-year rollback in home prices. New data out Tuesday show that declining sales along the Wasatch Front pushed the median selling price of single-family homes in Salt Lake County down 4 percent, to $243,000, in the third quarter ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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