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September 14 - September 21 (77) - Dakota Voice► January 16 - January 23 (1) In case you haven't heard about it, the movie stars Kirk Cameron as a firefighter who's doing well at work, but his marriage is falling apart at home. This movie was made by the same group of church folks that made the ...
Paulson Considers Buying Stakes in U.S. Insurers (Update1) - BloombergOct. 25 (Bloomberg) -- The U.S. Treasury is considering taking stakes in insurers as it prepares a new round of capital injections targeted at regional banks and other financial companies, a person briefed on the plan said. A final decision hasn't ...
A call to account: In search of a Dickens or Trollope for our times - The IndependentI have never met Sir Fred Goodwin, but I feel that I know him pretty well these days. Thanks to his job – which ends next month – at the head of the Royal Bank of Scotland group, the high-flying but fast-falling banker wielded control over much ...
Chat during 2008 MLB Playoffs! - ESPN.comWelcome to The Show! Throughout the 2008 MLB League Championship Series, you can chat live during each game with ESPN's stable of baseball Insiders and other experts! From the first pitch to the last pitch of the Dodgers-Phillies and Red Sox-Rays ...
Business FYI - Everett HeraldPatricia Strand has joined Women's Wellness Center as its reiki master and certified tai chi "Chih Joy Through Movement" instructor. Her classes are set for 11:30 a.m. to 12:30 p.m. Thursdays at the center in downtown Everett. To learn more, call 425 ...
Gap between rich, poor widening - CNEWSTORONTO - The gap between the haves and the have-nots in Canada has widened significantly over the last few years according to a global report, and the slowdown in the economy is going to hit both rich and poor alike with more job losses and reduced ...
Writing for the citizens - Mount Airy NewsI have watched this campaign season, listened to the campaign rhetoric and read all the posturing ads in the media, and read all the letters to the newspapers bashing candidates and elected leaders. I am writing to the citizens of Surry County to ...
Smiling in the gloom - Australian Broadcasting Corp.And the Lord said unto the people of the world, "Verily, as the globe warms and the waters rise and the uncontrolled renovation of bathrooms and kitchens continues unabated, I will send a pestilence. "This pestilence will be in the form of an Angel ...
Deep Throat revealed - Spokane Spokesman-ReviewTurns out that Mark Felt, the well-hidden source who helped Bob Woodward and Carl Bernstein break the Watergate story, was also a Twin Falls native and UI grad. Not many people left on campus to share fraternity party stories, though. Also coming up ...
Joe the Plumber-- the Parasitic Leech - OpEdNews.comJoe the plumber talks like your average right wing libertarian. He doesn't want to pay his way. Joe talks like corporate polluters have historically acted-- avoiding paying for the damage they've done by dumping or spewing. Joe wants to have it ...
Today's Mortgage Terms starting with A
Accrued Interest: Interest earned but has not been paid
Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.
Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.
Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.
Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.
Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.
Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.
Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.
Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.
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