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Tellqvist makes 37 saves, Coyotes beat Avalanche - FOX News
GLENDALE, Ariz. — Mikael Tellqvist stopped 37 shots in his second consecutive start and the Phoenix Coyotes beat the Colorado Avalanche 2-1 Friday afternoon. Derek Morris and Kevin Porter each scored goals and Enver Lisin added a pair of assists ...

Experts: Dentists need business training - AZCentral.com
Brad Wyatt worked at a small Peoria dental clinic when owner Peter Graziano popped the question: Where do you want to be in five years? Wyatt never had plans for a dental empire. He wanted to treat patients and earn enough to provide a comfortable ...

The sadly obligatory SCOTUS birth-certificate post - Hotair.com
The Chicago Tribune briefly revives the Obama-birth-certificate kerfuffle in an update today, if only to throw more cold water on it.  Tomorrow, the Supreme Court confabs over whether to grant a review to Leo Donofrio’s lawsuit after having it ...

Religion calendar - Toledo Blade
Family and Friends Day, 4 p.m. tomorrow, Universal New Beginnings COGIC, 700 Eleanor Ave. Free dinner served following service. 419-470-8451. Service of Healing and "Turning on the Lights of Christmas," 4 p.m. tomorrow, joint service with Pilgrim ...

REAL ESTATE - News-Democrat
• 2000 S. 11th St.; from Beverly Elge, trustee; to Gregory Harris; $30,000. • 318 W. Cleveland Ave.; from Christy L. Hancock and Roger L. Hancock; to Paul Steigerwald; $75,000. • 6 Pageant Court; from Mary J. Daugherty; to John Brown and Kylee ...

First American CoreLogic Releases September 2008 LoanPerformance Home ... - MSN MoneyCentral
SANTA ANA, Calif. , Dec. 1 /PRNewswire-FirstCall/ -- First American CoreLogic, a member of The First American Corporation FAF , America's largest provider of advance property and ownership information, analytics and services, today announced the ...

Black Friday shoppers spend -- with caution - Los Angeles Times
Consumers carted out flat-screen TVs, loaded up on the latest Elmo toys and raced to grab designer shoes Friday as retailers across the country anxiously held their breath. It was the traditional start of the holiday shopping season, complete with ...

Shoppers rush to stores - St. Louis Post-Dispatch
Shoppers flocked to area stores before dawn this morning, hoping to get a chance at bargains advertised for the first official Christmas shopping day this year. 9 a.m., Macy's, downtown St. Louis The Macy's store in downtown, known for its sparse ...

Auto parts stocks more volatile as car-makers seek federal aid - Milwaukee Journal Sentinel
The uncertainty adds to the stock volatility of auto parts suppliers, Robert W. Baird & Co.'s analysts said in a research note today. Car-makers are expected to report November sales this afternoon that were down sharply from November 2007 and about ...

Sturtevant sports complex to begin construction - Milwaukee Journal Sentinel
Dec. 2, 2008 11:26 a.m. | A 109,000-square-foot sports complex featuring indoor soccer, volleyball and basketball courts will have its groundbreaking Wednesday in Sturtevant. The Sturtevant Sports Plex, which will include a banquet facility, will be ...

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Today's Mortgage Terms starting with I

  • Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.
  • Initial Rate: The rate charged for the first interval of an ARM loan.
  • Interest: Compensation in the form of money paid for the use of money.
  • Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.
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