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Union Bankshares Corporation Files Shelf Registration Statement - MSN MoneyCentralBOWLING GREEN, Va. , Oct. 27 /PRNewswire-FirstCall/ -- Union Bankshares Corporation (the "Company") UBSH has filed a Form S-3 shelf registration statement with the U.S. Securities and Exchange Commission (the "SEC"). Once declared effective by the ...
Pocketbook issues push past Iraq in poll - MSNBCDec. 1: President-elect Obama is set to announce his choice of Hillary Clinton as secretary of state -- as well as his picks for his national security team -- just days after the deadly attacks in Mumbai, India. NBC’s Andrea Mitchell reports ...
Local bankers say credit fallout is not yet affecting them - Winchester StarWinchester — The financial collapse on Wall Street has tightened the credit market for many financial institutions, but its ripple effect has stopped short of community banks in small-town America — at least for now. Local bankers say they have ...
Barack Obama is warned to beware of a ‘huge threat’ from al-Qaeda - Times OnlineBarack Obama is being given ominous advice from leaders on both sides of the Atlantic to brace himself for an early assault from terrorists. General Michael Hayden, director of the CIA, this week acknowledged that there were dangers during a ...
News By You - Fauquier Times-DemocratFauquier Family Shelter Services, which operates both The Haven and the Vint Hill transitional program, is currently in the midst of its annual fundraising campaign. Donations may be sent to P.O. Box 3599, Warrenton, Va. 20188. A wish list is ...
The Angry Left’s dream stops here - Atlanta Journal ConstitutionLooks like Georgia’s the key now to whether Democrats have a full, unchecked run in Washington. Al Franken’s finding votes in Minnesota. Democrats have gained six already in the Senate, pushing them to 57. Saxby Chambliss is just under 50, thanks ...
Pocketbook worries outweigh voters' concerns over war in Iraq - Yahoo NewsWASHINGTON (AP) — Voters began to worry more about their pocketbooks over the last month — even more than about the war in Iraq. More than half the voters in an ongoing survey for The Associated Press and Yahoo! News now say the economy and ...
Chambliss win vital? You betcha. - Atlanta Journal ConstitutionWant to see Sarah Palin in Georgia? And if she’s not available, John McCain? If U.S. Sen. Saxby Chambliss is, in fact, forced into a runoff — something that could be known when Fulton County (Atlanta) election officials deem it convenient to ...
Final push in GOP land - Times-ArgusSen. John McCain and Sen. Barack Obama began their final push for the White House on Saturday, returning to the themes that had marked their candidacies, with Obama calling for a break from the Bush era and McCain challenging Obama's credentials to ...
Today's Mortgage Terms starting with D
Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.
Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.
Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.
Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.
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