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Former East Cleveland Detective Tiffiney Cleveland admits misusing ... - Cleveland Plain Dealer Blog
Former East Cleveland police Detective Tiffiney Cleveland pleaded guilty Wednesday to using her police computer to help her future husband, a drug dealer, avoid arrest. Cleveland admitted giving information to Lesean Roberts, a convicted cocaine ...

House banking committee chair predicts quick action on bailout reform - Cleveland Plain Dealer Blog
Associated Press File Rep. Barney Frank, who heads the House Financial Services Committee, issues an outline of his proposal to attach strings to spending of the bailout money. WASHINGTON -- A key lawmaker said Friday he expects the House to act soon ...

PR Newswire Provides Grant to Ronald McDonald House and Habitat for ... - StreetInsider.com
Cleveland-Based PR Newswire Staff Volunteer Time As Part of the Company's 'Doing Well by Doing Good' Initiative CLEVELAND, Jan. 5 /PRNewswire/ -- Ronald McDonald House of Cleveland and the Greater Cleveland Habitat for Humanity, two non-profit ...

Standard & Poor's lowers PNC credit rating to "A" - Pittsburgh Business Times
Standard & Poor's Inc. lowered its credit rating on PNC Financial Services Group Inc. Wednesday from “A+” to “A.” S&P cited concerns over Pittsburgh-based PNC’s (NYSE:PNC) Dec. 31 acquisition of Cleveland-based National City Corp. Concerns ...

AmTrust submits turnaround plan to regulators - Cleveland Plain Dealer
After being cited for unsound banking practices and losing money the last two quarters, Cleveland's AmTrust said Tuesday that it has submitted a turnaround plan to regulators. Spokeswoman Donna Winfield said the plan was submitted Monday to the ...

Business Diary - Cleveland Plain Dealer
Developers Diversified Realty could reap net proceeds of $7 million from the sale of five former Mervyns stores to Kohl’s Department Stores, according to an update from Macquarie DDR Trust. Developers Diversified, a shopping center owner based in ...

Year-End Buyouts: Big Challenges for the Big Banks - Seekingalpha.com
Three major U.S. banking deals were completed last week, enabling the buyers to finalize their deals before 2008 came to a close. The first two deals were completed Thursday, the last day of the year. Bank of America Corp. ( BAC ) completed its ...

N.Y. Fed now buying mortgage securities - Minneapolis Star Tribune
NEW YORK - The Federal Reserve Bank of New York said Monday it has begun purchasing mortgage-backed securities in an effort to bolster the battered housing market. The program, announced Nov. 25, allows the Fed to spend $500 billion to buy mortgage ...

Citigroup reaches agreement with key senators on mortgage bankruptcy ... - Minneapolis Star Tribune
WASHINGTON - Democratic lawmakers have reached a deal with Citigroup Inc. on a plan to let bankruptcy judges alter home loans in an effort to prevent foreclosures and said they expected other lenders to follow. The lawmakers said Thursday they aim to ...

S&P downgrades PNC's rating - Pittsburgh Post-Gazette
PNC Financial Services Group's acquisition of National City Corp. has led Standard & Poor's to downgrade PNC's rating on the prospect of losses tied to the deal. Standard & Poor's Ratings Services cut its investment-grade credit ratings on PNC by one ...

Today's Mortgage Terms starting with E

Equity: The difference between the current market value of a property and the total debt outstanding against the property.

Escrow: A transaction in which a third party represents both the buyer and seller, or for borrower and lender, involving the handling of legal documents and disbursement of funds. In some parts of the US, escrow of taxes and insurance premiums are referred to as impound or reserves.

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