Springboro Mortgage Rates and Information Online from competing Lenders

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Evenflo Co. eliminating 45 salaried jobs - Dayton Daily News
Evenflo Co. Inc., a privately held manufacturer of infant and juvenile products including car seats and baby bottles, said it is eliminating 45 salaried jobs in Ohio because of the "challenging business environment."... MIAMISBURG — The Miamisburg ...

Park considering federal capital infusion - Dayton Business Journal
Park National Corp. is mulling the prospect of joining other Ohio banks in lining up for the U.S. Treasury’s capital purchase program. The Newark-based bank said in a regulatory filing that top Park (AMEX:PRK) officials “determined that it may be ...

Wildfires destroy homes - Dayton Daily News
Teen fatally shot at bus stop Crews work to strip cable from a downed 138,000-volt DPL transmission line on Tuesday, Sept. 16. According to Bryce Nickel, DPL vice president for service operations, 13 poles along the line in Greene County's Sugarcreek ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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