Helena Mortgage Rates and Information Online from competing Lenders

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This week's most popular - Missoulian
Recent changes in the economy have put many western Montanans in financial straits - and many more into a state of confusion. The national reports have been chaotic at best. Stocks are up, then they're down, then up again. The nation's biggest ...

On Tap: Play-a-Thon at Mountain Mall and Bigfork Art Walk - Flathead Beacon
Friday: Can’t Hardly Playboys at Red’s; Dan Dubuque at The Cottage; Good Wood Trio at Blue Canyon; Kiniption Fit at Great Northern; A Street Band at The Salish; Sonny King at Blue Moon; Mobile Beat DJ at Red’s Saturday: Good Wood Trio at ...

Montanans Favored for Obama Staff Jobs - Flathead Beacon
You can't help but love the lede of this humorous piece in Politico about the former Baucus aide doing the hiring for the new Obama administration: Want a staff job in Barack Obama’s White House? Pretend to be from Montana. That’s the advice from ...

Housing bust hits north shore - New Orleans Times-Picayune
For the past three decades, the north shore has accumulated new residents faster than the city of New Orleans, and the state as a whole. Builders followed, launching a construction boom that at one point accounted for a quarter of all single-family ...

From ‘Washington consensus’ to ‘Washington confusion’ - Businessday Online
Now that the  chickens have  come home to roost regarding the current global financial and economic turmoil, some soul searching is going on at both international and national levels on what went wrong and how to fix it. At the beginning, sometime ...

Swedish Banks Shun Government Plan, Riling Ministers, Companies - Bloomberg
Nov. 20 (Bloomberg) -- Nordea AB , Svenska Handelsbanken AB and SEB AB, Sweden's biggest banks, are drawing fire from government officials for shunning the state's plan to bolster the financial system by guaranteeing their debt. The three banks ...

Archive » 2004 » January - Banker
I have been following the debate about Basel II in The Banker with interest. To use an insurance analogy, moving from a flat-rate method of assessing motor premiums to one in which premiums depend on the driver’s accident history inevitably ...

Issuing houses bear brunt of failed public offers - Businessday Online
Business activities in the primary market segment of the Nigerian capital market which were virtually paralysed during the recent market meltdown have forced issuing houses to bear the consequences of some failed public offers. Business Day’s ...

Relatively stable - Independent Record
Eliza Wiley IR photo editor - Helena’s large base of government jobs helps to insulate the economy here from the downturns that hurt other areas of the country. Pictured, state workers walk past the Capitol on a late afternoon break. While some ...

Maid-Turned-Realtor Ran Vegas Mortgage Scam, Prosecutors Say - Bloomberg
Oct. 30 (Bloomberg) -- Eve Mazzarella was a Las Vegas success story. The high-school dropout and former housemaid moved to the Nevada city in 2000 from Seattle, got a certificate from the ABC Real Estate School and started selling houses in what ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

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