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Hearing to determine fate of Putnam Wal-Mart distribution center - DeLand-Deltona Beacon
Three years after Wal-Mart's plan for a huge warehouse and trucking center near Crescent City became public knowledge, the controversial proposal is poised for legal arguments. An administrative hearing will culminate in a decision about whether Wal ...

Wisconsin foreclosure filings rise 21.5%, hit record in 2008 - Milwaukee Journal Sentinel
Foreclosure experts say the worst probably isn't over because unemployment is spreading in the weak economy. In addition, one said, more frustrated homeowners could decide to quit making mortgage payments on homes that are worth less now than when ...

Fire forces evacuation of north side apartments - Milwaukee Journal Sentinel
Jan. 3, 2009 2:36 p.m. | Dr. Seth Foldy, the former health commissioner for the City of Milwaukee, has been named the state's Administrator of the Division of Public Health. "Dr. Foldy brings a record of leadership and a wealth of experience on ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

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