Chardon Mortgage Rates and Information Online from competing Lenders

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Corridors of Opportunity: Route 228 Cranberry - Pittsburgh Business Times
Value will be the sales pitch as shopping season begins Economic woes make financing for commercial spec building in Pittsburgh region difficult Bridge repair boom touches myriad of industries Amid economic uncertainty, medical group puts eastside ...

2008 Gift Guide: Big boxes to make your holidays bright - Cleveland Plain Dealer
There are plenty of excuses, if you want them. The mortgage crisis. The credit squeeze. The weather (it was 60 degrees on Friday). The traffic lights on Euclid take too long to turn green. But let's face it: You and I and Aunt Ida aren't going to ...

Economic pressure requires you to better cope with stress - Cleveland Plain Dealer
Don't panic. That's the advice we hear from every financial expert regarding our current economic crisis. No one however, is telling us how to accomplish this task. The current state of the American economy has everyone's anxiety at an all-time high ...

Support for an unlikely trio: LaTourette, Ryan and Wilson - Vindicator
The conventional wisdom is that voters hold Congress as a whole in low regard, but they tend to think well of their congressman. We understand that sentiment, times three. In a strip of Ohio that stretches from Ashtabula County to the north, down the ...

Grains Gone Wild - Common Dreams
These days you hear a lot about the world financial crisis. But there's another world crisis under way - and it's hurting a lot more people. I'm talking about the food crisis. Over the past few years the prices of wheat, corn, rice and other basic ...

Emanuel says Obama administration will 'welcome' GOP's ideas - USA Today Blogs
It's still honeymoon time on Capitol Hill. Politico 's The Crypt blog writes about the meetings that Obama White House chief of staff Rahm Emanuel is having today with Republican leaders on Capitol Hill: Incoming White House chief of staff Rahm ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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