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Joe the plumber turns reporter - Manning River Times
JOE the plumber, the Ohio man who became the Republican Party's pin-up boy during the US election campaign, has a new gig: he is heading to Israel as a reporter for a conservative website, pjtv.com. Samuel "Joe" Wurzelbacher, 34, told a television ...

4th bank forecloses on Rapid City businessman - In-Forum
RAPID CITY, S.D. A fourth bank has started foreclosure proceedings against a Rapid City businessman, bringing the total claims against him to nearly $18 million. In court documents, BankWest said Doug Hamilton and numerous corporations and ...

Mortgage activity remains steady - Chattanooga Times Free Press
The Mortgage Bankers Association has released its Weekly Mortgage Applications Survey for the week ending Dec. 26. The Market Composite Index, a measure of mortgage loan application volume, was 1,245.7, essentially unchanged, on a seasonally adjusted ...

Fourth bank begins foreclosure against Hamilton - Rapid City Journal
A fourth bank has begun foreclosure actions against Rapid City businessman Doug Hamilton. BankWest claims Hamilton and numerous corporations and partnerships he controlled defaulted on nearly $8 million in mortgages, according to court documents ...

Cleveland, Columbus lagging Cincinnati - Cincinnati.com
Ohio has had the dubious distinction of appearing among the ranks of those states with foreclosure rates higher than the national average. In the latest release of the Mortgage Bankers Association's National Delinquency Survey, Ohio, Florida, Nevada ...

Vegas Beer Pong Competition Gets (Almost) Serious - Lasvegas Now
Don't let the smell of beer and the rock music fool you, beer pong is a serious game. Some dare say a sport. Granted, they tend to be grinning and drinking when they say it. There was plenty of both going on this weekend at the World Series of Beer ...

Church Sold Back to Lender - WKRC
A last-ditch effort to keep a Hamilton Township church off the auction block failed. Crosspointe Community Church in Hamilton Township was sold this morning for $600,000. Crosspointe owns a 26-acre campus which houses the 13,000 square foot church on ...

Beer pong competition gets (almost) serious - Katu.com
LAS VEGAS (AP) — Don't let the smell of beer and the rock music fool you: Beer pong is a serious game. Some dare say a sport. Granted, they tend to be grinning and drinking when they say it. There was plenty of both going on this weekend at the ...

LI men win World Series of Beer Pong - Newsday
LAS VEGAS - Don't let the smell of beer and the rock music fool you: Beer pong is a serious game. Some dare say a sport. Granted, they tend to be grinning and drinking when they say it. There was plenty of both going on this weekend at the World ...

Beer Pong: From college campuses to 'world championship' - Star-Press
LAS VEGAS — Don’t let the smell of beer and the rock music fool you: Beer pong is a serious game. Some dare say a sport. Granted, they tend to be grinning and drinking when they say it. There was plenty of both going on this weekend at the World ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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