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Sign of Hope: Family bucks trend and moves to Kittson County - KAREPut a cap on a neighborhood street, re-badge it a cul-de-sac, and everyone wants to live there. It's not nearly so pleasant when the road closes -- on a country. The Canadian border crossing at Noyes, Minnesota is shut down for good; the traffic ...
Angels in the Night visit homeless shelters across Canada with ... - CNW GroupNow in sixth year, program has raised over $1 million. TORONTO, Dec. 11 /CNW/ - Today and into the night, teams of Angels in the Night volunteers are personally delivering over $275,000 of newly-purchased clothing and supplies to 89 homeless shelters ...

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Today's Mortgage Terms starting with B
Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.
Bearer: The legal owner of a property.
Bill of Sale: A document that details the transfer of property.
Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.
Blanket Mortgage: A mortgage that includes more than one piece of real estate
Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.
Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.
Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.
Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.
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