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Ex-Panther Joel Ward fits in with Predators - Prince Edward Island GuardianJoel Ward, who salvaged his pro hockey career with a brilliant four-year stint here with the UPEI hockey Panthers, is taking a regular shift with the NHL’s Nashville Predators and loving every minute of it. The talented ex-Panther has three goals ...
Children's choir performs Algonquin prayers and songs - Inrich.comIt was not the first time the venerable church had heard a choir sing gratitude to God, but it may have been the first time the words were in Algonquin. Yesterday, about 125 people at St. John's Church in Church Hill heard the Greater Richmond ...
Obama says he did not know aunt in country illegally - Boston GlobeAides to Senator Barack Obama confirmed today that the Illinois senator has had some contact with his aunt in Boston in recent years, but they said he was not aware that she was reportedly in the country illegally. The Associated Press reported that ...
OTCPicks.com Daily Market Movers Digest Midday Report for Friday ... - Transworld NewsOTCPicks.com’s Daily Small Cap and Microcap Newsletter presents a range of the hottest small cap stocks on trading on the OTC and OTCBB markets. In addition to our Newsletters, OTCPicks.com is quickly becoming the premier community destination for ...
District 33 a door-to-door campaign fight - Rapid City JournalWith the election in seven days, District 33 candidates are making a final push to connect with voters who live within their large district. For Republican incumbent Sen. Dennis Schmidt and Democratic challenger Dennis Finch this may produce feelings ...
Business Agenda - Cincinnati.comJob Search Focus Group: 9-11 a.m., Hyde Park Community United Methodist Church, 1345 Grace Ave. New member orientation begins at 8 a.m. There will be a job fair following the meeting, from 11 a.m.-1:30 p.m. Details: 513-871-0320. Tuesday, November 18 ...
Online Opinion is your chance to tell Keloland what you think. - KELOLAND TVClick click click—my morning Web surfing leads me to the Sisseton Communities Meeting Place , a fun local blog from our neighbors in northeast South Dakota. I found it through a link on the Watertown Public Opinion's blogroll ... hey! Jon Hunter ...
Obama wins - Rutland HeraldWASHINGTON — Barack Obama swept to victory as the nation's first black president Tuesday night in an Electoral College landslide that overcame racial barriers as old as America itself. The son of a black father from Kenya and a white mother from ...
Let's Toast to Ten Good Things About 2007 - Common DreamsAs we close this year on the low of Congress giving Bush more billions for war, and the assassination of Benazir Bhutto in Pakistan, let's remember some of the year's gains that can revive our spirits for the New Year. Here are just ten. 1. With the ...
Today's Mortgage Terms starting with F
Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.
Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.
First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.
Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.
Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.
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