Raleigh Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Troopers step up campaign against drunken driving - WRAL
Raleigh, N.C. — North Carolina is stepping up efforts to keep drunken drivers off the state's roadways. Gov. Mike Easley announced the campaign on Friday, saying that officers will ramp up patrols and checkpoints through Jan. 4 for the Booze It ...

Mortgage brokers seeing more refinancing - WRAL
Raleigh, N.C. — New numbers out Wednesday show national sales of new homes are at their lowest point in 18 years. But when it comes to pre-owned, the days of bargain hunting here may be over. The Federal Home Finance Agency reports prices are still ...

Mortgage rates pull in borrowers - Raleigh News & Observer
Fed's pledge to buy up debt is 'wonderful gift' for Triangle lenders Many Triangle mortgage lenders were busier in the past two days than they've been in months. The flurry of activity was brought on by the 30-year fixed mortgage rate dropping to 5 ...

Federal Reserve to buy more mortgage related assets - Washington Business Journal
Federal Reserve to buy more mortgage related assets Fed to buy asset-backed securities Feds hope to unfreeze SBA, consumer lending Fannie Mae gets 3rd CFO in 3 months Raleigh home prices remain strong The Federal Reserve on Tuesday announced two ...

Hot Zips For Memphis Home Burglaries - Eyewitness News
The stats for Frayser and Parkway Village are about the same as last month. Two of the zips, 38115 and 38116, saw significant dips in home break-ins. Meanwhile, in Raleigh, residents there see trouble because of the mortgage crisis. James Flemings ...

Career Moves - Raleigh News & Observer
Story Tools Donald R. "Don" Edwards has been named project manager at Southern Industrial Constructors/Southern Crane, industrial contractors in Raleigh. Jason Newton, a partner with Yates, McLamb and Weyher law firm in Raleigh, was elected treasurer ...

Choose Another City: - Birmingham Business Journal
Karazy Mortgage Trust articles from the South Florida Business Journal

Cooper: N.C. Treasurer Violated Law - WXII 12
RALEIGH, N.C. -- Attorney General Roy Cooper's office says the state treasurer's office violated North Carolina law by hiring outside attorneys to advocate as part of a class-action lawsuit against mortgage giant Freddie Mac. Cooper and State ...

State AG, treasurer tussle over lawyers in Freddie Mac lawsuit - WRAL
Raleigh, N.C. — Attorney General Roy Cooper's office said Friday that the state treasurer's office violated North Carolina law by hiring outside attorneys to advocate as part of a class-action lawsuit against mortgage giant Freddie Mac. A ...

Treasuries Set for Best Month Since 1981 Amid Time of ‘Trial’ - Bloomberg
Nov. 28 (Bloomberg) -- Treasuries posted their biggest monthly gain since Ronald Reagan was in the White House, as President-elect Barack Obama said the U.S. faces a “time of great trial” and the economy shrinks. The gains drove 10-year yields to ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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