Grand Forks Mortgage Rates and Information Online from competing Lenders

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SEC adopts new rules aimed at stemming conflicts in credit-rating ... - Grand Forks Herald
Federal regulators on Wednesday adopted new rules designed to stem conflicts of interest and provide more transparency for Wall Street's credit-rating industry, widely faulted for its role in the subprime mortgage debacle and ensuing credit crisis ...

Running into your ex: The poor economy forces bickering couples to ... - Grand Forks Herald
Running into your ex is almost always awkward and stressful. David Snyder and Nancy Partridge deal with it nearly every day. The Denver couple divorced after six years of marriage but have been forced to live together for months because they can't ...

Forget the subprime mortgage mess — Collin Peterson in Europe trying ... - DL-Online
U.S. Rep. Collin Peterson, D-Minn., left for Europe this weekend to discuss ways to regulate little-known and difficult-to-understand “credit default swaps.” “It has to be global,” Peterson said, so he and other House Agriculture Committee ...

ND shoppers pour into stores - In-Forum
BISMARCK, N.D. North Dakota shoppers poured into the stores early on the day after Thanksgiving, many of them with few worries about the leaner financial times around the country. "Nope. Not here. Not unless oil falls below $40 a barrel," Heather ...

More customers resume using old-fashioned cash - Times-Republican
NEW YORK - Cash or credit? For more Americans, who have already maxed out their credit cards or are just trying to manage their spending better in the tough economy, the answer is increasingly the old-fashioned one. Retailers like Wal-Mart Stores Inc ...

Obama tells NY Times he'd do better without Fox News around - Los Angeles Times Blogs
The New York Times, of all places, has a long interview coming out Sunday with the freshman senator from Illinois, Barack Obama. In it, the Democratic presidential nominee, who's leading in most recent political polls, still bemoans the existence of ...

State Supremes: unsubstantiated allegations of teacher sexual ... - Spokane Spokesman-Review
In a case where the 11 petitioners are all known as John Doe, the state Supreme Court ruled 6-3 this morning that unsubstantiated allegations of teacher sexual misconduct can be withheld from public disclosure. School districts can investigate any ...

Washington is busy - spending lots and lots of money - Grand Forks Herald
Wars. Bailouts. Unemployment aid. Automakers. Washington has opened the tap on big spending and money is gushing down the pipeline. The national debt now stands at $10.6 trillion, compared with about $5.7 trillion in 2000 before George W. Bush took ...

BLACK FRIDAY: Retailers say they're 'cautiously optimistic' - Grand Forks Herald
The official start to the holiday shopping season is Friday, and the big question for retailers in the Grand Forks region will be whether shoppers react to news of the dismal national economy or news of the not-so-dismal local economy. “People do ...

Cash or credit? For maxed-out customers, answer is more often now the ... - Chicago Tribune
NEW YORK (AP) _ Cash or credit? For more Americans, who have already maxed out their credit cards or are just trying to manage their spending better in the tough economy, the answer is increasingly the old-fashioned one. Retailers like Wal-Mart ...

Today's Mortgage Terms starting with H

Home Equity Line of Credit: A type of revolving credit in which your home is used as collateral.

Home Equity Loan: A revolving line of credit or loan based on the equity in the mortgagor's property. The property is the collateral for the loan, which is usable for any purpose.

Housing and Urban Development (HUD): A U.S. government agency created to introduce federal housing and community development programs; manages the Federal Housing Administration.

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