Scranton Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Business week in review - Scranton Times
As real estate values dropped nationally, home prices in Northeast Pennsylvania remained relatively flat over the last year. Federal data released Tuesday show home prices in the Scranton/Wilkes-Barre/Hazleton metro area for the 12 months prior to ...

Week in review - Scranton Times
Delegates to the Interparliamentary Conference on Human Rights and Religious Freedom met this week in a city that proved its ability to comfortably and securely host a major global conference: Scranton. Diplomats and legislators from 20 countries ...

UPDATES: Barack Obama Big News Page - Huffingtonpost.com
LISTEN TO THE FULL OBAMA April 6. FUNDRAISER SPEECH HERE Some highlights - Obama responds to Krugman toward the end of the audio (46:20); Obama discloses his trip to Pakistan (40:17); Obama discusses fundraising successes (15 min); Obama discusses ...

President-Elect Obama's speech - Gillette News Record
OBAMA: If there is anyone out there who still doubts that America is a place where all things are possible; who still wonders if the dream of our founders is alive in our time; who still questions the power of our democracy, tonight is your answer ...

OBAMA'S VICTORY SPEECH - Der Spiegel
If there is anyone out there who still doubts that America is a place where all things are possible, who still wonders if the dream of our founders is alive in our time, who still questions the power of our democracy, tonight is your answer. It's the ...

House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

From the police report... - Spokane Spokesman-Review
State Rep. Geoff Simpson, D-Covington, was arrested Sunday afternon on charges of fourth degree assault and interfering with reporting of domestic violence. He says -- see below -- that the charges are baseless and that he'll be exonerated. In ...

November 2008 - Weekly Standard
The terror assault on Mumbai is in its second day as Indian security forces struggle to regain control of the capital and clear the remaining terrorists from two hotels and a residential complex. Hundreds of Indian Naval and National Security Guards ...

Palin: Mortgage plan not a handout, but a hand up - Yahoo News
AP – Republican vice presidential candidate, Alaska Gov. Sarah Palin, speaks to supporters during a rally … SCRANTON, Pa. – Republican vice presidential candidate Sarah Palin said Tuesday that her running mate John McCain's plan to reduce or ...

COURT NOTES - Scranton Times
■ Graig Anthony Giuliani and Jessica Lunn Rusek, both of Glendale, Ariz. ■ Christopher Scott, Scranton, and Shannon M. Brasseur, Dunmore. ■ Steven Dickhoner, Pittston, and Norina Ann Delonti, Peckville. ■ Charles J. Lacey, Scranton, and ...

Today's Mortgage Terms starting with M

Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.

Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.

Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.

Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.

Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).

Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.

Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.

Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.

Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.

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