Fuquay Varina Mortgage Rates and Information Online from competing Lenders

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Triangle Realtors Enjoy “Extreme Realtors Rewards” - dBusinessNews.com
RALEIGH - Atreus Homes & Communities, formerly HomeLife Communities, recently recognized and awarded Triangle-area Realtors with $20,000 in cash prizes for its third-quarter “Extreme Realtors Rewards Program” Realtor incentive program. The ...

Atreus Homes Rewards Triangle Realtors With $20,000 in Prize Money - Carolina Newswire
RALEIGH, NC — Atreus Homes & Communities, formerly HomeLife Communities, recently recognized and awarded Triangle-area Realtors with $20,000 in cash prizes for its third-quarter “Extreme Realtors Rewards Program” Realtor incentive program. The ...

Triangle voters see no clear winner - Raleigh News & Observer
More Photos "There's so much good about both of them. I still have from 1992 a 'Hillary Clinton Fan Club' button. ... [Obama] has an ability to put things in a broad perspective and to rise above things, which is very unusual. ... I think he's going ...

Crescent State Bank - PR.com
Michael G. Carlton, president of Crescent State Bank (www.crescentstatebank.com), a wholly owned subsidiary of Crescent Financial Corporation, (NASDAQ Global MarketSM), has announced that the bank has launched Fraud Check, a program designed to ...

Credit experts answer your questions - WRAL
I am overloaded with credit card debts and have numerous outstanding doctor/hospital bills that have been turned over to collection agencies and now to a credit bureau. I see no way out, as I had to file bankruptcy in 2004. Would you please suggest ...

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Today's Mortgage Terms starting with M

  • Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.
  • Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.
  • Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.
  • Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.
  • Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).
  • Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.
  • Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.
  • Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.
  • Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.
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