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News about Mortgages:

Countrywide to refund $11.5 M to NC borrowers - WCNC
RALEIGH, N.C. -- Two subsidiaries of Countrywide Financial Corp. have agreed to repay more than $11 million to nearly 5,000 North Carolina borrowers who were overcharged on their mortgages, the state banking commissioner said Thursday. Countrywide ...

People in Business - Jackson Clarion-Ledger
Kim Pittman has been promoted to assistant vice president. She has eight years of experience in banking and has been with the company more than two years. Pittman is a graduate of Brookhaven Christian Academy. Paula Spurgeon has been promoted to vice ...

Jackson County unemployment hits 9.4 percent - MLive.com
The number of unemployed in Jackson County rose 37 percent in the past year, hitting an unemployment rate reminiscent of the early 1990s. There were 7,100 county residents without jobs in October — 1,900 more than at this time last year, according ...

Register for FREE - Wall Street Journal
Contrary to the assertions of critics, the evidence does not support the view that the CRA (Community Reinvestment Act) contributed in any substantial way to the crisis in the subprime mortgage market,” Federal Reserve governor Randall Kroszner ...

Moore vs. Cooper? Dispute hints at politics ahead - Daily Reflector
RALEIGH, N.C. — An ongoing quarrel between Attorney General Roy Cooper and State Treasurer Richard Moore may be more than just two agencies vying for power: It could foreshadow a coming Democratic primary to challenge Republican Sen. Richard Burr ...

Bernanke: lower interest rates are ‘‘feasible’’ - Jackson Sun
WASHINGTON — Federal Reserve Chairman Ben Bernanke said Monday that further interest-rate cuts are ‘‘certainly feasible,’’ but he warned there are limits to how much such action would revive an economy likely to stay weak well into next ...

Great Wolf talking with lenders about mortgage extension - Milwaukee Journal Sentinel
Dec. 1, 2008 11:42 a.m. | Madison-based Great Wolf Resorts Inc. says it remains in discussions with its lenders regarding an extension of yesterday's maturity date on a $76.8 million mortgage loan on its Mason, Ohio, water park resort. Until those ...

America Needs Its Frontier Spirit - Wall Street Journal
The greatest danger in the current economic crisis is that the United States will lose its historic appetite for risk. The mood now is that risk-taking got us into this mess. Risk, though, is the quintessential American trait that built the nation ...

Lobbyists will love Obama - Jackson Sun
Barack Obama promised the end of the era of lobbying as we know it during the campaign, but the National Marine Manufacturers Association didn't get the message. Nor did the National Automobile Dealers Association. Nor did anyone else who can make a ...

Tallahassee woman fighting to keep her home - Tallahassee Democrat
In my heart, I thought I owned the house. Ralph had made all the payments," she said. She has receipts for each one. They even had a mortgage life insurance policy to pay the loan balance in the event of his death. Then the unthinkable happened ...

Today's Mortgage Terms starting with H

Home Equity Line of Credit: A type of revolving credit in which your home is used as collateral.

Home Equity Loan: A revolving line of credit or loan based on the equity in the mortgagor's property. The property is the collateral for the loan, which is usable for any purpose.

Housing and Urban Development (HUD): A U.S. government agency created to introduce federal housing and community development programs; manages the Federal Housing Administration.

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