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Opinion: Dad’s sound advice: Be thankful for what you have - Mitchellrepublic.comOne of the things that I am deeply grateful for this Thanksgiving season is that my father was a frugal guy and made a big deal out of it. A child of the depression, William O’Reilly Sr. hoarded his dollars and lectured his children on saving, not ...
Wolves still a ways from getting in the hunt - FOXSports.comAl Jefferson loves to score, which he does with an impressive variety of strictly right-handed interior shots, some put-backs, and an occasional mid-range jumper. From the pivot, his shot release is extremely tricky — straight-up jump hooks, three ...
Not all Americans heard the message - Chincoteague BeaconOne of the things I am deeply grateful for this Thanksgiving season is that my father was a frugal guy and made a big deal out of it. A child of the Depres-sion, William O'Reilly Sr. hoarded his dollars and lectured his children on saving, not ...
O'Reilly: Thanks for the advice - MetroWest Daily NewsOne of the things I am deeply grateful for this Thanksgiving season is that my father was a frugal guy and made a big deal out of it. A child of the Depression, William O'Reilly Sr. hoarded his dollars and lectured his children on saving, not ...
The O’Reilly Factor: Thanks for the advice, Dad - Green Valley News and SunOne of the things I was deeply grateful for this Thanksgiving season is that my father was a frugal guy and made a big deal out of it. A child of the Depression, William O’Reilly Sr. hoarded his dollars and lectured his children on saving, not ...
Dad had it right: Save, don't spend, money - New Haven RegisterONE of the things I am deeply grateful for this Thanksgiving season is that my father was a frugal guy and made a big deal out of it. A child of the Depression, William O'Reilly Sr. hoarded his dollars and lectured his children on saving, not ...
America's Looming Health Care Disaster - ABC NewsAccording to the Bureau of Labor Statistics of the U.S. Department of Labor, the unemployment rate rose to 6.5 percent in October, with the number of unemployed people increasing to 10.1 million. Since last year, unemployment rolls have increased by ...
Let's do the time warp! - IndependentShare For most of us, the arrival of 29 February means one extra day at work, another day on the mortgage and 24 hours' delay in the arrival of the pay cheque. No wonder a leap year is universally regarded as unlucky. This is particularly the case ...
Pulse of the economy: The new frugality - AZCentral.comThis time, it's hitting all of us. On Nov. 21, 10 Republic reporters and four photographers fanned out across the Valley to take the pulse of the Arizona economy. They asked everyday people, many of them solidly middle-class, how they were coping. It ...
Boone County residents express concerns about homeless community - Nevada JournalHomelessness is an issue that many American communities face. Nationwide, over 750,000 people are deemed homeless on any given day. At the state level, more than 18,000 homeless people sought assistance from the Homeless Assistance Network in 2007 ...

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Today's Mortgage Terms starting with F
Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.
Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.
First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.
Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.
Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.
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