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De facto US envoy believes Obama won't change Taiwan policy - Raw Story
The de facto US envoy to Taipei said Thursday he believes President-elect Barack Obama will not change Washington's policy on Taiwan since its "consistency" has aided the island's recent prosperity. Stephen Young, director of the American Institute ...

I-Team 10 follow-up: In the flood zone - WHEC TV-10
I-Team 10 was first to report last month of a change in the flood zone map that is costing residents in Gates thousands of dollars. Today, Senator Chuck Schumer responded to an I-Team 10 investigation into flood insurance fees now being imposed on ...

Schumer to talk with Gates residents about flood insurance - Democrat and Chronicle
U.S. Senator Charles E. Schumer, in an effort to save Gates homeowners from costly, mandatory and unnecessary flood insurance fees will call on FEMA to re-examine the homes inexplicably included in the new flood map. Schumer is expected to be at 54 ...

Gates spells out his role in Cabinet - Politico.com
Defense Secretary Robert Gates, the first Pentagon chief to be asked to stay on by any newly elected president, declared on Tuesday he has no intention of being “caretaker secretary” in Barack Obama’s administration and would pursue the ...

Biz Quicks - Tulsa World
Wall Street closed sharply higher Wednesday after investors shuttled between pessimism about the recession and hopes that the nation might start seeing relief soon. The day's downbeat news included a drop in productivity, a pullback in the services ...

Gates a 'Done Deal' - ABC News Blogs
Sources tell ABC News that Defense Secretary Robert Gates will be staying on in the top Pentagon job, for at least the first year of the Obama administration. "It is a done deal," a source close to the process tells ABC News. Gates, while a ...

Capital One to Acquire Chevy Chase Bank - MSN MoneyCentral
The addition of Chevy Chase enhances Capital One's local banking business, including an expanded branch presence in the Mid-Atlantic and increased retail deposit base MCLEAN, Va. , Dec. 4 /PRNewswire-FirstCall/ -- Capital One Financial Corporation ...

Jobs Classifieds Real Estate Rentals Autos - Cedar Rapids Gazette
GazetteOnline Home Log In Read The e-Edition Newsletters Text Alerts RSS Feeds Data Central Gazette Store FAQ Page Place a Classifed Ad News Home Log In Read The e-Edition Business Newsletters RSS Feeds Data Central Iowa Caucuses Gazette Store Sports ...

Nov 30 - Dec 06 (160) - Andrewsullivan.theatlantic.com
In so many ways, it's a very small issue, directly affecting only 2 to 3 percent of the population. But the gay issue really is becoming a defining catalyst for Republicanism in many ways. New polling on Prop 8 reveals the kind of political coalition ...

Obama filling cabinet at record pace - Tulsa World
CHICAGO - President-elect Barack Obama picked a national security team headed by former campaign rival Hillary Rodham Clinton and Bush administration holdover Robert Gates on Monday, and said he wants to consult with military commanders before ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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