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Financial experts to speak this week in Pennsville - Bridgeton News
PENNSVILLE TWP. -- In today's struggling economy, it's important to know who to trust and where to go for reputable advice and counseling. Come to this week's Stone Soup Lunch and Lecture Series on Friday to hear the experts in the field from ...

A variety of news around Oregon and the Northwest - Ashland Daily Tidings
SALEM — Oregon’s discretionary budget pie for the next biennium is worth about $16.1 billion, and on Monday Oregonians will get a better idea of who gets a slice and who gets sliced. Gov. Ted Kulongoski will announce his proposed state budget for ...

Long wish list for Empty Stocking - Courier-Post
Wish lists range from toiletries and winter clothes to help the homeless to games and books for children in foster care. Many organizations, such as the Salvation Army and Samost Jewish Family and Children Services, have experienced 15 to 30 percent ...

Obama tells NY Times he'd do better without Fox News around - Los Angeles Times Blogs
The New York Times, of all places, has a long interview coming out Sunday with the freshman senator from Illinois, Barack Obama. In it, the Democratic presidential nominee, who's leading in most recent political polls, still bemoans the existence of ...

Real-Time News - Newark Star-Ledger
• Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game They met as teenagers, finding a common bond ...

House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

Bradford Mortgage Company Names Grady Raleigh Branch Manager - Carolina Newswire
RALEIGH, NC – Chris Grady has joined Bradford Mortgage Company as Branch Manager in the Raleigh office. Grady previously was an area manager for Indymac Bank, American Home Mortgage, and Principal Residential Mortgage. A native of Atlanta Grady ...

Silverstar defaults on loan - Portland Business Journal
SilverStar Destinations LLC has defaulted on a $26.7 million loan it received to redevelop Sunriver Mall. The lender, Las Vegas-based Vestin Mortgage, has started foreclosure proceedings and litigation to recoup its losses. Jon Harder and three ...

UAE shares keep heading south - Gulf News
Dubai The combined value of all the companies listed on the Dubai Financial Market has fallen by more than Dh240 billion in the last five months as real estate stocks started getting badly battered with the exit of foreign investors since early July ...

Business Briefcase - Salem News
The Greenhouse School, a year-round independent school in Salem, announced recently that it had received a $4,500 grant as part of its Challenge Campaign. The grant, from Rob Allen, was made possible in conjunction with the Rasmuson Foundation, on ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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