Greenport Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Editorial: Keeping tenants in mind - Independent News Online
HERE'S A TWIST. Everybody knows about the mortgage crisis, with all the home loans made to unqualified buyers. But what would the government do if somebody asked to repay a federal mortgage... ahead of schedule? In the one case we know of, the ...

Tenants' fate rests with feds - Independent News Online
GREENPORT--Although there have been some evictions at Apple Meadow Village, an official with the U.S. Department of Agriculture says the federal government still wields the power to determine how high rents can go at the subsidized apartment complex ...

February 2007 - Times Union Blogs
The Capitol. The seat of state government. Where influential politicians craft laws and crafty lobbyists peddle influence. Where hopeful citizens try to get their voices heard. Get a look behind the scenes at New York politics and statewide campaigns ...

County mortgage tax distributed - Register-Star
COLUMBIA COUNTY — County supervisors Wednesday authorized the distribution of $1,054,803.16 in mortgage taxes, collected over the past six months, to the 23 municipalities within the county. The biggest recipients are the towns of Kinderhook, with ...

Fee to sap child support - Post-Star
For Jean Pastor of Glens Falls, it could mean going without a book or writing paper to help her son improve his language skills. For Jodie Varmette of Queensbury, it could mean one of her three sons going without a new pair of sneakers. Single ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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