Clifton Park Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Matter of Records November 24 - Wichita Falls Times Record News
Target Nat’l Bank vs. Barbra Delany, 5105 Rock Point, $3,073.72, V3307 P44. Midland Funding vs. Tori Richerson, 4408 McCrory, $2,085.75, V3307 P46. Target Nat’l Bank vs. Becky K. Goolsby, 1610 Fillmore, $5,106.50, V3307 P54. Union Square FCU to ...

Real-Time News - Newark Star-Ledger
• Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game They met as teenagers, finding a common bond ...

Jurors hear confession tape in Randolph murder trial - Newark Star-Ledger
After police caught Jonathan Zarate and two teen-agers trying to dump a trunk containing a Randolph girl's beaten and dismembered body into the Passaic River in Rutherford, Zarate told an investigator he had found his next-door neighbor dead. "I ...

ALL STORIES FROM November 2008 - Staten Island Advance
The lowest cash gas price on Staten Island this morning is the Sunoco station at Armstrong Avenue and Arthur Kill Road in Great Kills. The station has a listed price of $2.21 per gallon of unleaded regular, according to NewYorkGasPrices.com . Fire ...

Mortgage broker files bankruptcy petition - Daily Gazette
SCHENECTADY — A subprime mortgage brokerage that relocated to the city during the height of the housing boom has closed and filed for bankruptcy. Two years after MEM Financial Services established a headquarters near the corner of State and Ferry ...

Family convicted in fraud case - Times Union
ALBANY — Three members of a Saratoga County family were convicted of federal crimes today in an international investment scheme that preyed on people hoping to secure financing for major development projects. Ronald Persaud and his ex-wife, Esther ...

Obamania grips Washington accommodation market - Raw Story
Two months before Barack Obama is due to be sworn in as 44th president of the United States, accommodation in Washington can only be had for a hefty price. With hotel rooms all but impossible to find in the days surrounding Obama's January 20 ...

G’ Falls subprime mortgage brokerage shuts down - Albany Business Journal
A Glens Falls-based subprime mortgage brokerage has shut down and filed for bankruptcy protection in the wake of the ongoing mortgage troubles rippling through the nation. MEM Financial Solutions LLC filed for Chapter 7 bankruptcy late last week. MEM ...

Lawyer says he didn't know of accounts use - Times Union
ALBANY — A well-known Clifton Park real estate lawyer testified Monday he did not know a family of suspected scam artists had used his escrow accounts to allegedly launder money from an international investment scheme. Anthony R. Ianniello, 64 ...

Suit claims age discrimination at Ballston Spa National - Times Union Blogs
A longtime Capital Region mortgage broker has filed an age-discrimination suit against Ballston Spa National Bank. Frank E. Himes III, who until November 2007 was vice president of retail lending at the bank, claims he was fired without warning and ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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