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News about Mortgages:

Bagging the bucks - Minneapolis Star Tribune
In an economy gone deep to the south, the collapse and subsequent bankruptcy filing of Petters Group Worldwide has been a financial godsend to the Minneapolis law firm Lindquist & Vennum. Like other law firms facing fewer billable hours from clients ...

Tech Sector May be Next in Restructuring Wave - CNBC
Technology companies may be the next group swept up in a restructuring wave that began on Wall Street. Purchases of computer hardware, software and services have already been affected by the global credit crisis that has slowed lending, and a broad ...

Cravings: Grilled Cheese - Boston Globe
The best part about chef Richmond Edes's grilled cheese sandwiches is that the presentation is so Martha. Two types of adorable bite-size sandwiches are arranged around a steaming bowl of bisquelike tomato soup. Munch on one of the four sourdough ...

News & Features Navigation - Minnesota Public Radio
Photo: #Minnesotans are anxious about the economy and cutting back on spending, but some people are still tempted by bling. Phil Korst at R.F. Moeller Jeweler in Edina holds a $771,000 diamond necklace shortly after a customer tried it on for size ...

Pike board approves toll hike - Boston Globe
The Massachusetts Turnpike Authority board voted 4-1 today in favor of an unprecedented toll increase, approving a 75 cent hike at the Weston and Allston-Brighton tollbooths and a $3.50 surge at the Sumner and Ted Williams tunnels. The plan would ...

The Blame Game: Who Do We Blame For The Crisis? - MediaChannel.org
The election will determine our next president. It will not solve our biggest problem. And we still don’t know who is responsible for the economic calamity that is or soon will impact all our lives. We know that the FBI has opened a criminal ...

Sarah Palin and the Thanksgiving execution video - Atlanta Journal Constitution
If anybody should be embarrassed, it’s Palin’s PR person. That’s my line of work & that video above would be grounds for an immediate sacking. Don’t make the media into a villain here; they’re just trying to craft the most interesting story ...

Now That Election Is Over, Its Back To The Crisis - Huffingtonpost.com
The election is all but over, but the debate over who is responsible for the financial crisis is just beginning to become more intense. We know that the FBI has opened a criminal investigation of 26 companies, indicted 400 mortgage scammers and ...

Tech Sector May be Next - TMCnet
It’s happening, the economy is catching up to the technology sector and this can be seen with companies closing down and the third quarter reports. According to CNBC, “purchases of computer hardware, software and services have already been ...

People On the Move - Charlotte Business Journal
Hometown: Columbia, S.C. Education: B.S. in integrated marketing communications, Winthrop University, 2001; enrolled in the weekend executive MBA program at UNC Chapel Hill’s Kenan-Flagler Business School What you like most about your new job ...

Today's Mortgage Terms starting with C

Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.

Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.

Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.

Collateral: Property pledged as security for a debt.

Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.

Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.

Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.

Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.

Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.

Credit Bureau: It is a clearinghouse for credit history information.

Credit Report: A report containing a detailed credit history of an individual.

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