Parish Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Property taxes due - WAFB.com
BATON ROUGE, LA (WAFB) - The deadline to pay property taxes is just two days away. They are due in every parish in the state on December 31st. For those still paying a mortgage, it's likely the bank has been taking the money out of your monthly ...

JP firefighters take battle over pay to the public - WWL-TV
METAIRIE, La. - The public relations battle over proposed pay changes for Jefferson Parish firefighters continues to escalate as the date for the council to consider those changes approaches. Jefferson Parish firefighters. Arguing that Jefferson ...

Housing ban lands St. Bernard Parish in court again - New Orleans Times-Picayune
Less than a year after settling a housing-discrimination lawsuit with a local nonprofit, St. Bernard Parish is back in court with the same fair-housing advocacy group. This time, the parish is under fire for a ban on multifamily housing developments ...

Low Performing Schools; Rep. Hardy Requests Better - KATC 3
Three Lafayette Parish Schools are under fire from a State Representative. Rickey Hardy is asking the state to step in and run Alice Boucher Elementary, J.W. Faulk Elementary, and N.P Moss Middle. In a letter he sent to the State Superintendent ...

Floating a Tammany casino: Kevin Davis insists, despite voters ... - New Orleans Times-Picayune Blogs
Ellis Lucia / The Times-Picayune St. Tammany Parish President Kevin Davis. St. Tammany Parish voters made it quite clear that they didn't want gambling boats on the north shore when they voted decisively in 1996 to ban them. Since then, there's been ...

Churches aren’t immune to the mortgage squeeze - Providence Journal
Bevan Unrau, senior pastor at Seabreeze Church, in Huntington Beach, Calif. The church bought its building in 2003 with a $5-million loan and is struggling to pay its mortgage, as weekly expenses outpace giving. NYT / J. Emilio Flores After years of ...

DA charges contractor who allegedly stole over $1million - WWL-TV
For months, Eyewitness News has told the story of one contractor who allegedly took more than a $1 million dollars from homeowners in New Orleans East, and never finished the work on their homes, and now, the Orleans Parish District Attorney is ...

Local Video - WWL-TV, Channel 4 New Orleans - Yahoo News
It's a big day for congressman-elect Joseph Cao, as he prepares to be sworn in as the nation's first-ever Vietnamese American Congressman. The Rod Blagojevich scandal involving the sale of Barack Obama's senate seat, along with New Mexico Governor ...

Financial decisions led to controversy - Detroit News
DETROIT -- Cardinal Adam Maida's 18-year tenure at the helm of the Archdiocese of Detroit was marked by his dramatic outreach to other faiths, attempts to bridge the racial divide, parish downsizing and the scandal of sexual abuse by priests. He also ...

Today's Mortgage Terms starting with M

Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.

Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.

Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.

Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.

Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).

Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.

Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.

Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.

Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.

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