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News about Mortgages:

Johnson City mortgage broker to serve 30 days in jail in connection ... - Kingsport Times-News
A former Johnson City mortgage broker and insurance salesman will serve 30 days in jail and four years on probation for a Nigerian check scam he became involved in after being convinced he had an African niece with a $6.5 million inheritance. Richard ...

Fannie Mae Taps CFO: Former Hartford Finance Chief David Johnson - CFO.com
Fannie Mae tapped outspoken financial-services-industry veteran David M. Johnson to serve as the embattled mortgage giant's executive vice president and CFO, effective immediately. Johnson — remarkably, the third CFO at Fannie Mae in this troubled ...

Fannie Mae names Johnson chief financial officer - Boston Globe
WASHINGTON— Fannie Mae says David Johnson will serve as the mortgage giant's chief financial officer and executive vice president, beginning immediately. Johnson joins the company from Hartford Financial Services Group, where he served as chief ...

Fannie CFO Johnson's Pay Starts at $625,000 - CFO.com
For the big finance job ahead for Fannie Mae, the company detailed the pay plan for new CFO David M. Johnson. At the center of the incentives-laced package is a $625,000 annual salary that is slightly lower than what his predecessor received. The ...

People on the move - Detroit News
People on the move Tiffany Johnson / The Detroit News Automotive Les Renn was promoted to corporate quality manager at Lear Corp. in Southfield. Awards, recognition St. Joseph Mercy Oakland, Pontiac, named Donna Woodward, RN, as recipient of the ...

Fannie Mae names new CFO - Banking Business Review
Mr Johnson comes to the Federal National Mortgage Association (Fannie Mae) from Hartford Financial Services Group, where he was executive vice president and CFO. The company also said that David Hisey would continue to serve as its executive vice ...

Fannie Mae gets 3rd CFO in 3 months - Birmingham Business Journal
Embattled mortgage giant Fannie Mae named David M. Johnson as its new chief financial officer Tuesday afternoon. Johnson comes by way of Hartford-Conn.-based insurance giant Hartford Financial Services Group , where he was CFO. Before that, he was ...

Shelter volunteers still hopeful - TriVallyCentral
PLYMOUTH - The day after more than a dozen cats and nine dogs were rescued from a burning shelter, Animal Rescue Foundation president Kathy Johnson spent most of the day speaking, in hopeful terms, about the fate of the organization. Sunday's ...

Sears Holdings Corp. posts $146 million loss in third quarter - Rocky Mountain News
Sears Holdings Corp. posted its biggest quarterly loss since financier Edward Lampert combined Sears and Kmart into one retail company, because of hefty charges related to store closures and disappointing U.S. sales. Sears Holding, formed after ...

People in Business - Jackson Clarion-Ledger
Kim Pittman has been promoted to assistant vice president. She has eight years of experience in banking and has been with the company more than two years. Pittman is a graduate of Brookhaven Christian Academy. Paula Spurgeon has been promoted to vice ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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