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Wells Fargo Profit Tops Analyst Estimates on Market-Share Gains - Bloomberg
Oct. 15 (Bloomberg) -- Wells Fargo & Co. , the California bank that's buying Wachovia Corp., said third-quarter profit topped analysts' estimates as the company picked up market share from collapsing rivals. Net income fell 24 percent to $1.64 ...

Toxic-debt plan and short-selling curbs lift markets - MSN UK News
NEW YORK (Reuters) - The U.S. government was crafting a sweeping bailout to mop up toxic mortgage debt that will likely cost hundreds of billions of dollars, curbed short-selling and guaranteed money-market mutual funds, sending global stock markets ...

U.S. toxic-debt plan boosts markets - MSN UK News
NEW YORK (Reuters) - The U.S. government curbed short-selling and guaranteed money-market mutual funds on Friday as it worked on a sweeping bailout to mop up hundreds of billions of dollars in toxic mortgage debt, sending global stock markets soaring ...

TOPWRAP 6-U.S. toxic-debt plan, short-selling curbs lift markets - Guardian Unlimited
NEW YORK, Sept 19 (Reuters) - The U.S. government curbed short-selling and guaranteed money-market mutual funds on Friday as it worked on a sweeping bailout to mop up hundreds of billions of dollars in toxic mortgage debt, sending global stock ...

Knives come out for Sarah Palin - Globe and Mail
Oh BOY. The truth comes out!! The left, disliked John McCain, but the simply hate Sarah Palin. And they see what she may be capable of in 2012. I don't think the left killed her. I think with Obama's inevitable four years of failure superimposed on ...

People On the Move - Orlando Business Journal
The Edyth Bush Charitable Foundation elected Rick Walsh to its board of directors. He was selected after an extensive search process that included an internal assessment of skill sets of current board members along with the board’s projected skill ...

LETTER: We need to preserve the American family - Fremont Tribune
Stand up and be counted. This is a very important election to us citizens of the United States. Do we want to continue to celebrate our constitutional freedoms or be slaves to a socialist government? With Barack Obama’s plan, the working class will ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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