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News about Mortgages:

Mortgage Delinquencies, Foreclosures Rise to Record (Update1) - Bloomberg
Dec. 5 (Bloomberg) -- One in 10 Americans fell behind on their mortgage payments or were in foreclosure during the third quarter as the world’s largest economy shed jobs and real estate prices tumbled. The share of mortgages 30 days or more overdue ...

Group: 10 Percent Of Mortgage-Holders In Trouble - News 4
WASHINGTON (AP) ― An industry group says a record one in 10 American homeowners with a mortgage were either at least a month behind on their payments or in foreclosure at the end of September as the source of housing market pressure shifted to the ...

Home loan troubles break records again - Yahoo News
WASHINGTON – A record one in 10 American homeowners with a mortgage were either at least a month behind on their payments or in foreclosure at the end of September as the source of housing market pressure shifted to the crumbling U.S. economy. The ...

Colorado's past-due mortgages increase - Denver Business Journal
Colorado’s past-due mortgage rate ranks 42nd in the nation, and the state is 22nd in foreclosures started, according to a quarterly survey released Friday by the Mortgage Bankers Association . Nearly 4.8 percent of Colorado mortgages were ...

Colorado mortgage rates decline - Denver Business Journal
Mortgage rates in Colorado declined during the past week, echoing a national trend sparked by the federal government’s decision to buy mortgage-backed securities. Zillow Inc. reported the decline Tuesday. The Seattle-based real estate website in ...

Financial industry pushes for lower mortgage rates - Denver Post
WASHINGTON—Financial industry lobbyists are urging the Treasury Department to take steps to lower mortgage rates and help stabilize the battered U.S. housing market. Under one proposal, Treasury would seek to lower the rate on a 30-year mortgage to ...

UK's Brown to press banks to cut interest rates - Denver Post
LONDON—British Prime Minister Gordon Brown said Friday he will be pressing bankers to pass on lower interest rates to consumers after the Bank of England moved to reduce its key lending rate to the lowest level since 1951. The Bank of England on ...

Realtor Sentenced For Tricking Immigrants Into Mortgages - Denver Channel
DENVER -- A Denver Realtor was sentenced to seven years in federal prison for mortgage fraud and providing false information about the buyers' qualifications, prosecutors said Tuesday. Arvin Weiss, 58, or Englewood, Colo., was found guilty of eight ...

FBI director visits Denver office - Durango Herald
DENVER – As an appointee of George W. Bush, FBI Director Robert Mueller is one of a few holdovers of the Bush administration who will serve under President-elect Barack Obama, who campaigned on the premise of change. Mueller was appointed on Sept ...

Mortgage warnings went unheeded - Rocky Mountain News
Damage from the housing crisis includes this foreclosed house in Denver. By the end of June, a record 9 percent of American homeowners were in foreclosure or behind on their mortgage. The Bush administration backed off proposed crackdowns on no-money ...

Today's Mortgage Terms starting with E

Equity: The difference between the current market value of a property and the total debt outstanding against the property.

Escrow: A transaction in which a third party represents both the buyer and seller, or for borrower and lender, involving the handling of legal documents and disbursement of funds. In some parts of the US, escrow of taxes and insurance premiums are referred to as impound or reserves.

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