Germantown Mortgage Rates and Information Online from competing Lenders

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Southern senators are GOP's future - Memphis Commercial Appeal
David S. Broder's assessment of the GOP (Dec. 29 Viewpoint column, "Road to GOP ruin heads south") was revealing in its omissions. First, he put up retiring U.S. Rep. Ray LaHood as his prototype Republican. Broder must have missed the Dec. 26 edition ...

2 Washington County aldermen won't seek re-election - Milwaukee Journal Sentinel
Dec. 30, 2008 4:54 p.m. | Joseph Dautermann, a City of Hartford alderman, and Michael Bech, a Village of Germantown trustee, have declared they will not seek re-election on April 7, 2009. Adult residents of those communities who want to run for the ...

Contractor seeks $485 more for power plant project - Milwaukee Journal Sentinel
Dec. 30, 2008 11:04 a.m. | We Energies is being asked to pay $485 million more to Bechtel Power Corp., the company building two new coal-fired power plants in Oak Creek, because the most expensive construction project in state history is running late ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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