Cohoes Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Pulse of the People: Nov. 20 - Troy Record
I own a home in Cohoes. My tax liability is fast becoming prohibitive. I may have to sell my home or leave it vacant if it continues to rise. Since my mortgage was 100 percent and I have little equity, I wouldn't be losing much to do so. I want to do ...

State: Behind on mortgage, man torched Albany building - Times Union
ALBANY — A 28-year-old Cohoes man who fell behind on his mortgage faces arson and fraud charges for allegedly torching his Sherman Avenue apartment building in June, authorities said. Kerry Bennett, who was already in the Saratoga County Jail ...

Property owner arrested for arson and fraud in Albany - Empire State News
NEW YORK - A Cohoes man who reportedly fell behind on the mortgage payments for a four-unit apartment building he owns on Sherman Avenue in Albany was arrested for setting fire to the structure just hours after his tenants left the building. Kerry ...

Landlord accused of torching Albany apartment building - Daily Gazette
ALBANY — A Cohoes man who reportedly fell behind on the mortgage payments for a four-unit apartment building he owns on Sherman Avenue was accused Tuesday of setting fire to the house just hours after his tenants left the building. Kerry Bennett ...

Property owner pleads guilty to setting fire - Capital News 9
ALBANY, N.Y. -- A property owner has pleaded guilty to third-degree arson for setting fire to an apartment building he owned after falling behind on mortgage payments. According to the Albany County District Attorney's office, Kerry Bennett, 28, of ...

Financial difficulties lead to arson - Empire State News
ALBANY – District Attorney P. David Soares Monday announced that Kerry Bennett, 28, of Cohoes, NY, pled guilty to one count of Arson in the Third Degree, a Class “C” Felony. “With the mortgage crisis we are currently experiencing and tough ...

Property owner charged with setting fire at apartment building - Capital News 9
ALBANY, N.Y. -- A local property owner who apparently fell behind on mortgage payments for an Albany apartment building he owns is facing charges on allegations he set fire to the building. Kerry Bennett, 28, of Cohoes is charged with arson and ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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