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It's home sweet home at apartment complex - Riverside Press EnterpriseRIALTO - Emma Melton had only lived in her North Willow Avenue condominium in Rialto three days in 2002 when a gunfight broke out on the street in front of her. "It was terrible," she said. "There was violence, drug dealing, killing. I could hear the ...
In today's pages: Thanksgiving celebrations, budget cuts and solar ... - Los Angeles TimesOn the day before Thanksgiving -- or two days before Black Friday, if that's a more meaningful calendar entry for you -- the Times' editorial board comes out strongly in favor of construction-paper costumes of Pilgrims and Native Americans. Its time ...

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Today's Mortgage Terms starting with L
Lender: The bank, mortgage company or mortgage broker providing the loan.
Loan Application: A statement of personal and financial information needed to apply for a loan.
Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.
Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.
Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.
Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.
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