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News about Mortgages:

Boston developer submits $2.2 million bid for Longhill Gardens ... - Union-News & Sunday Republican
SPRINGFIELD - The WinnCompanies of Boston moved a step closer to owning and redeveloping the troubled Longhill Gardens Condominiums on Thursday by submitting the sole bid of $2.2 million to purchase the property at auction. "We still have a few more ...

Toy for Joy campaign launches 86th season in Western Mass. - Union-News & Sunday Republican
SPRINGFIELD -Registration for Toy for Joy, which has brightened the Christmas mornings of needy families for 85 years, will commence on Monday. The annual holiday campaign, sponsored by The Republican and the Salvation Army, launches its 86th season ...

Economy keeps couples together - Springfield News Sun
Running into your ex is almost always awkward and stressful. David Snyder and Nancy Partridge deal with it nearly every day. The Denver couple divorced after six years of marriage but have been forced to live together for months because they can't ...

End of era for Famous Bill's: Owner of China Gourmet and retired bank ... - Recorder
GREENFIELD -- An 81-year-old downtown landmark passed hands Monday in an auction with a surprise outcome. Bill's Restaurant on Federal Street was sold in a foreclosure auction to the owner of China Gourmet and the retired president of Greenfield ...

Assurant Specialty Property Announces Plans to Increase Staff at ... - Insurance News Net
FLORENCE, S.C. , Dec. 4 /PRNewswire/ -- Assurant Specialty Property said today its Florence hazard insurance service center plans to hire as many as 100 additional employees over the next four to five months to accommodate the growth of its creditor ...

It took 90 minutes for Daily News to 'steal' the Empire State Building - New York Daily News
Daily News reporter William Sherman in front of the Empire State Building. In one of the biggest heists in American history, the Daily News "stole" the $2 billion Empire State Building . And it wasn't that hard. The News swiped the 102-story Art Deco ...

Couple takes Greenleaf to court - News-Leader.com
A Republic couple who made monthly payments but nearly lost their home is suing Greenleaf Cos., accusing the Springfield company of breach of contract and questionable business practices. David and Susan Foster filed the lawsuit Nov. 25 in Greene ...

You Can Steal The Empire State Building In Only 90 Minutes - Consumerist.com
The Daily News has stolen the Empire State Building, and it only took 90 minutes. They made up some fake paperwork and successfully got the deed to the 102-story landmark transferred to a fake company called "Nelots Properties LLC." Get it? Nelots ...

Korean War vets raise cash for nonexistent museum - Quad-Cities Times
SPRINGFIELD, Ill. - A nonprofit group formed by Korean War veterans to construct a museum in Springfield has raised and spent more than $7 million over the last decade _ but only has a temporary facility and a vacant lot to show for it, according to ...

Republic couple seeks damages against Greenleaf investment firm - News-Leader.com
In a lawsuit filed last week in Greene County Circuit Court, a Republic couple is accusing Greenleaf Co.s of Springfield of breach of contract and unlawful business practice, seeking punitive damages and a release from the contract. In the petition ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

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