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News about Mortgages:

Community Heroes helps public servants get mortgages - Statesman Journal
SALEM — National City Mortgage has started a program intended to help many public servants get mortgages. The company's Community Heroes initiative is for teachers and education administrators, firefighters, health-care workers, law enforcement ...

Today's headlines: Salem-based retirement company having problems - Oregonian
This is the sort of story that, unfortunately, keeps happening. But somehow, it always shocks us when it does. On the front page of The Oregonian this morning, you'll find a story by reporter Jeff Manning about an investigation into the theft of ...

Neglectful landowners to be fined? City aims to crack down on ... - Salem News
SALEM — Police say the home on Palmer Street shows all the signs of neglect: graffiti, broken windows, overgrown grass and debris in the yard. The homeless have been using it for shelter, and with winter on the way, police are concerned more will ...

Feds consider changes to mortgage program - Salem News
WASHINGTON (AP) _ The government may let more borrowers qualify for a $300 billion program designed to let troubled homeowners swap risky loans for more affordable ones, a top Bush administration official said Wednesday. The program, included in a ...

E. Kentucky routs Winston-Salem 69-44 - Buffalo News
RICHMOND, Ky. (AP) - Mike Rose scored 20 points and hit six 3-pointers to lead Eastern Kentucky to a 69-44 win over Winston-Salem State on Tuesday night. The Colonels (1-1) connected on nine shots from long range, including five in the second half ...

Haverhill woman's tale of housing woe offers view into global ... - Eagle-Tribune
Marie Martinez rode the real estate wave for a decade, buying property worth, on paper, more than $1 million. Then she hit the rocks and lost everything. Martinez's story mirrors those of millions of Americans caught up in the real estate frenzy that ...

COMMON PLEAS - Salem News Online
RBS Citizens v. John and Donna Schlueter of New Waterford, etc; foreclosure sought against property on Pinewood Drive, New Waterford. Kimberly and Paul Jarvis Jr. of Hanoverton v. Wells Fargo Bank, etc; lawsuit alleges the actions of the bank and two ...

Jonathan Broyles Joins TriSure as Client Executive - dBusinessNews.com
RALEIGH -- Jonathan Broyles has joined TriSure as client executive int he firm's business development group. In his new capacity at TriSure, Broyles will focus on commercial risk management for clients. He also will pursue new business development in ...

FOR THE RECORD - Register-Guard
Davenport-Vongsy — Teresa Davenport and Steve Vongsy, of Cottage Grove, a daughter. Fuller — Rebecca and David Fuller, of Springfield, a son. Clark — Leanna and Brandon Clark, of Springfield, a female. Cordell — Sarah Hagel and Devin Cordell ...

Our view: No victims here but the taxpayers - Eagle-Tribune
It is interesting to see and hear readers' comments on our Sunday story concerning a Haverhill woman and the worldwide financial crisis triggered by failed mortgages. Some readers posting on our Web site and others calling our office questioned ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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