Morris Plains Mortgage Rates and Information Online from competing Lenders

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Police: Motive Unclear In Fatal Double Shooting - Channel 3000
MADISON, Wis. -- Madison investigators said they don't know why a Middleton father fatally shot his son Tuesday before taking his own life. Ryan Dutter, 36, died Wednesday afternoon at University of Wisconsin Hospital from a self-inflicted gunshot ...

Obituary - Eugene 'Casey' Spiegle - Bridgeton News
Eugene "Casey" Spiegle Jr. of Morris Township died on Wednesday Nov. 19, 2008, at Morristown Memorial Hospital. Visiting will be held on Sunday, Nov. 23, at St. Andrew's Episcopal Church, 419 South St., New Providence, from 4 to 7 p.m. A funeral ...

School for the blind starts visionary newsroom - Newark Star-Ledger
Ed Murray/The Star-Ledger Judy Ortman, interim executive director of the Concordia Learning Center, is interviewed by student Indigo Estevez from Newark for the school paper. There's a buzz in the newsroom of a New Jersey start-up newspaper, and not ...

Poor People's Dinner fund-raiser on Staten Island tonight - Staten Island Advance
Advance file photo Gabriel Farini, 8, was one of many youngsters who attended last year's Poor People's Dinner. Project Hospitality is holding its annual Poor People' Dinner tonight at the Hilton Garden Inn in Staten Island's Bloomfield community ...

Family under the foreclosure gun - Recorder Community Newspapers
MENDHAM – Valerie and Gary Sylvester and their five children don’t want to become another casualty in the subprime mortgage scandal that has been the focus of worldwide economic blues. But unless the Sylvesters get some last-minute help, they ...

Morris families feel the squeeze - Morris County Daily Record
Larry Bebb of Wharton recently lost his job as a maintenance technician and will soon move out of state. "I just found out that I will be losing my job at the end of the month," Bebb said. "I have to do a short-sale on my house and on Nov. 2, I will ...

Business events scheduled for the coming week - Forbes
NEW YORK - Conference Board releases leading indicators for September, 10 a.m. WASHINGTON - Weekly Treasury auction; Weekly Treasury briefing. LOS ANGELES - Sentencing of former Milberg Weiss law firm partner David Bershad in lawsuit kickback case ...

Zillow.com(R) Partners With Weichert - PR Newswire
SEATTLE and MORRIS PLAINS, N.J., Nov. 6 /PRNewswire/ -- Zillow.com and Weichert Realtors , which have more than 40,000 listings nationwide, today announced a partnership which enables Weichert to automatically feed all of their listings to Zillow.com ...

Fear drives some NJ residents in presidential vote - Newsday
ROCKAWAY TOWNSHIP, N.J. - If there's one word that keep falling from the lips of New Jersey voters in this presidential election season, it's "scared." Many are scared of losing their jobs or their savings. Some are scared that Barack Obama is ...

Fugitive in custody after another fatal shooting - Milwaukee Journal Sentinel
Nov. 7, 2008 | Madison - The fugitive wanted in a Cross Plains homicide case is in custody after another fatal shooting in Iowa County. Charles Witzel walked into a Wal-Mart store in Dodgeville Thursday night and called police to surrender. Earlier ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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