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BestWeek: Releases Video, Transcript of Hank Greenberg Interview on ... - Earthtimes
OLDWICK, N.J. - (Business Wire) Video and a transcript of a lengthy interview with former American International Group, Inc. (AIG) CEO & Chairman Maurice R. (“Hank”) Greenberg that was released last week to BestWeek subscribers is now available ...

AIG has up to $600 mln in Fan, Fred preferred: source - Reuters
NEW YORK (Reuters) - American International Group Inc (AIG.N: Quote , Profile , Research , Stock Buzz ), the world's largest insurer, has exposure to between $550 million and $600 million in Fannie Mae and Freddie Mac preferred shares, according to a ...

Fitch: Mortgage Holdings Could Imperil Life Insurance Firms - Insurance News Net
Copyright 2008 SourceMedia, Inc.All Rights Reserved National Mortgage News October 13, 2008 Pg. 9 Vol. 33 No. 4 711 words Fitch: Mortgage Holdings Could Imperil Life Insurance Firms Brad Finkelstein CHICAGO-Fitch Ratings here has downgraded its ...

A.M. Best Places Ratings of Standard Life Insurance Company of Indiana ... - Businesswire.com
OLDWICK, N.J.--( BUSINESS WIRE )-- A.M. Best Co. has placed the financial strength rating (FSR) of B++ (Good) and issuer credit rating (ICR) of “ bbb ” of Standard Life Insurance Company of Indiana (Standard Life) (Indianapolis, IN) under review ...

A.M. Best Affirms Ratings of American Equity Investment Life Holding ... - Insurance News Net
Business Editors/Insurance Writers OLDWICK, N.J.--(BUSINESS WIRE)--October 30, 2008-- A.M. Best Co. has affirmed the financial strength rating of A- (Excellent) and issuer credit ratings (ICR) of “a-” of American Equity Investment Life Insurance ...

A.M. Best Revises Outlook of U.K. Life Insurance Industry to Negative ... - Businesswire.com
OLDWICK, N.J.--( BUSINESS WIRE )--The impact of the decline in equity markets on U.K. life insurers has led A.M. Best Co. to revise its rating outlook for the U.K. life insurance industry to negative from stable. This means that, in the near to ...

A.M. Best Revises Rating Outlook of U.S. Life/Health Companies to ... - Earthtimes
OLDWICK, N.J. - (Business Wire) The severe dislocation in the capital markets, fueled most recently by the bankruptcy filing of Lehman Brothers Holdings Inc. and liquidity concerns at high-profile financial institutions, such as American ...

Margenau runs against Van Doren in Tewksbury Township Committee race - Recorder Community Newspapers
TEWKSBURY TWP. – Republican Shaun Van Doren, who ranks as the longest serving current member of the Township Committee, is being challenged for one three-year seat on the Township Committee by Democrat Rolf Margenau on the Tuesday, Nov. 4 ballot ...

Today's Mortgage Terms starting with M

Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.

Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.

Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.

Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.

Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).

Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.

Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.

Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.

Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.

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