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News about Mortgages:

Mayor hopes state program will boost Morristown housing market - Bridgeton News
by George! Morristown Mayor Donald Cresitello and Marge Della Vecchia, executive director of the state Housing and Mortgage Finance Agency, at Wednesday press conference A new state program to help Morristown workers buy homes in town could give a ...

N.J. housing market slide provides opportunity for first-time buyers - Bridgeton News
In a wooded neighborhood of Raritan Township, Sarah Nojiri walks through an empty colonial with a dining room big enough to fit the large furniture her grandmother gave her. She can't wait to hold family dinner parties inside her first home, and she ...

Senecas’ casino plan draws ill will in Catskills - Buffalo News
The Seneca Nation of Indians’ surprise announcement Saturday that it plans to open a casino in the Catskills caught a lot of people off guard, including the supervisor of the town where the casino is supposed to be located. Anthony P. Cellini ...

2008: The year in crime and the courts - Union
Of all the white collar crime, murder trials and big drug busts that Nevada County saw during 2008, perhaps the most creative criminal activity involved a new twist on the theme of stealing from marijuana farmers during harvest season: Thieves ...

Market Mover - American Reporter
BOCA RATON, Fla. -- The thoughts below were written three years and one month ago. No one cared about my ideas. On local and national radio for more than 14 years I made the same health care warning loud and clear to anyone who would listen. I'll try ...

Clarence Thomas - Reason.com
Thomas's character was sculpted by his fierce, proud grandfather, Myers Anderson of Savannah, Georgia, who raised Clarence and his brother during the twilight years of segregation. Thomas went on to Holy Cross, where he was an angry black militant ...

Free downtown parking set to expire - Citizen's Voice
Say goodbye to free parking. Wilkes-Barre’s holiday amnesty for thrifty parkers expires Saturday, when regular parking meter fees will be enforced. The month-long program, which offered free parking at city meters after noon on streets bounded by ...

More twists and turns in '09: Five big trends to watch - New York Daily News
I'm not particularly good at predicting the future: Right up until I arrived in Iowa last January, I would have bet money that this Obama guy had no chance at winning the White House . And I never imagined the mortgage crisis would explode into a ...

Hupke To Head Board - TriVallyCentral
Keith Hupke,Langford and commissioner for district 3 will be chairman of the Marshall County Commissioners for 2009. The Marshall County Board of Commissioners reorganized for 2009 at its first meeting of the year on Tuesday. Keith Hupke, board ...

Africa: Dark Clouds and Several Surprising Silver Linings - AllAfrica.com
Johannesburg — AL-QAEDA had better hurry up if it wants to bring about the destruction of the west before the west implodes. The end-timers, waving Nostradamus or the Book of Revelation, predict the final signs of imminent Armageddon. Top ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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