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News about Mortgages:

Referees: Moratorium on foreclosures could bring a deluge of work - Stamford Advocate
Edmond OGarro has been a busy man the past few months. Hired for one of 12 mediation specialist positions created earlier this year by the legislature, OGarro sits down with homeowners and lenders from lower Fairfield County in an effort to slow, or ...

Hudson City Bancorp, Inc. Did Not Participate in Capital Purchase ... - Earthtimes
Author : Hudson City Bancorp, Inc. PARAMUS, N.J. , Nov. 17 /PRNewswire-FirstCall/ -- Hudson City Bancorp, Inc. (Nasdaq: HCBK), announced today that it did not participate in the Capital Purchase Program (the "CPP") that was established as part of the ...

H.C. wind projects closer to deal - Observer-Dispatch
Herkimer County has moved closer to a deal that could lead to 80 wind turbines being built in rural communities here. The Herkimer County Legislature unanimously has approved a preliminary agreement related to two wind projects — Hardscrabble ...

Consumer prices drop record 1 percent in October - Boston Globe
WASHINGTON— Consumer prices plunged by the largest amount in the past 61 years in October as gasoline pump prices dropped by a record amount. The Labor Department said Wednesday that consumer prices fell by 1 percent last month, the biggest one ...

GE Capital to Pare Jobs, Assets to Save $2 Billion (Update2) - Bloomberg
Nov. 18 (Bloomberg) -- General Electric Co. plans to cut $2 billion in costs next year from GE Capital as it slows lending in some businesses, marks others for potential sale and slashes an unspecified number of jobs amid the global financial crisis ...

California jobless rate soars to 8.2% - Sacramento Bee
California's unemployment isn't just getting worse. It's getting worse faster. With the economic slowdown deepening at an alarming pace, statewide unemployment shot up a half a point last month to 8.2 percent, the Employment Development Department ...

Nonprofits struggling, survey says - Vallejo Times-Herald
At a time when the needs have never been greater, local nonprofits are struggling just to stay afloat, a new United Way survey found. The United Way surveyed Bay Area nonprofits two weeks ago, and found they "are feeling the pinch of the economic ...

Evenflo Co. eliminating 45 salaried jobs - Dayton Daily News
Evenflo Co. Inc., a privately held manufacturer of infant and juvenile products including car seats and baby bottles, said it is eliminating 45 salaried jobs in Ohio because of the "challenging business environment."... MIAMISBURG — The Miamisburg ...

Erie County Real Estate Transactions - Buffalo News
• 31 Lanoche Court, Michael A. Young; Karen A. Young to Yijun Cheng; Li Li, $525,000. • 1 Cloister Court, Mary Michael Egan; Edmund A. Egan to Michael P. McGorry; Pamela M. McGorry, $466,000. • 73 Hampton Hill Drive, Nicholas D. Mecca; Efterpe ...

Immelt's GE Purchases Signal Sell as Insiders Buy (Update2) - Bloomberg
Nov. 17 (Bloomberg) -- General Electric Co. Chief Executive Officer Jeffrey Immelt and Citigroup Inc.`s Vikram Pandit are back to buying their own companies' shares. That means there may be more stock declines to come. CEOs, directors and other ...

Today's Mortgage Terms starting with S

Second Mortgage: An additional mortgage that has rights that are secondary to the first mortgage.

Seller’s Market: Market conditions that are favorable to sellers. There are more buyers than properties available for sale. The buyers may be forced to compete and pay more for the same property.

Settlement Costs: Money paid by the borrowers and sellers to complete the closing of a mortgage.

Settlement Cost (HUD Guide): HUD publishes a booklet that gives an overview of the lending process and is given to consumers after completing their loan application.

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