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Michigan reps in Congress to tackle state woes - Detroit News
WASHINGTON -- On a hectic first day packed with floor votes and hugs from well-wishers, freshmen Democratic Reps. Gary Peters of Bloomfield Township and Mark Schauer of Battle Creek vowed Tuesday to help create jobs in Michigan and tackle rising home ...

Lots at stake as Congress takes office - Detroit Free Press
WASHINGTON -- For Michigan and the nation, there's a lot riding on the 111th Congress that takes office today. Like continuing aid to automakers. Creating jobs. Solving a mortgage crisis and addressing skyrocketing health care costs. Dealing with ...

Peters, Schauer join Michigan congressional delegation today - Detroit News
WASHINGTON -- In his plush Capitol Hill office suite overflowing with family and supporters Tuesday, Michigan freshman congressman Gary Peters of Bloomfield Township got an especially gratifying visit by U.S. Rep. Barney Frank, on whose Financial ...

When people lose their homes, so do their pets Whitehall shelter says ... - Allentown Morning Call
It's the type of heartbreak that's become too familiar to volunteers at Forgotten Felines and Fidos. A Lehigh Valley woman who had fallen on hard times was evicted from her home and living out of her car. She could no longer afford to keep her cat ...

Building up to a standstill - Philadelphia Business Journal
When Liberty Property Trust decided last month to pull the plug on developing a $55 million headquarters for Advanta Corp. , the move brought to a screeching halt a process that started more than a year ago. It’s a scenario that will likely be ...

Topping 2008: Macomb's big stories - Macomb Daily
For anyone who grew up in the Motor City, especially in blue-collar Macomb County, the idea that the Big Three automakers would crash and burn seemed absurd. Until now. In 2008, the county suddenly faced the prospect of an economic meltdown as its ...

Wisconsin foreclosure filings rise 21.5%, hit record in 2008 - Milwaukee Journal Sentinel
Foreclosure experts say the worst probably isn't over because unemployment is spreading in the weak economy. In addition, one said, more frustrated homeowners could decide to quit making mortgage payments on homes that are worth less now than when ...

Public service in Driehaus' blood - Cincinnati.com
He comes from a family that has been likened to a West Side version of the Kennedys - large, deeply ingrained in the Democratic Party, serving in the public arena and headed by a family patriarch who wanted to see his children succeed in politics ...

CUTTING BACK - Philiy.com
Experts are saying gun-shy Americans underspent their way through the most dismal holiday season since the Nixon administration. And people like the Brennans of Conshohocken help explain the mind-set behind the malaise. Anita and David Brennan ...

2008's top 10 - Daily Tribune
No comments posted. AP photo Clint Eastwood, left, walks out of a Grosse Pointe Shores home July 14 to greet family and friends of the owners of the house where Eastwood will be directing a movie. AP photo Clint Eastwood, left, walks out of a Grosse ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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