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Barre Mayor Lauzon says insurance 'crisis' threatens city - Times-Argus
BARRE – Mayor Thomas Lauzon says "all bets are off" and "everything's on the table" as city officials scramble to avert a hyper-local health insurance crisis. Faced with a staggering 34 percent increase in health care premiums recently quoted by ...

Northfield mayor faces charges - Minneapolis Star Tribune
I believe this is case in point that not everyone is meant for political office. Lansing was a fine business man and well-respected within … read more the community prior to his time as mayor. It is sad how profoundly his decisions made while in ...

The week ahead - Fort Lauderdale Sun-Sentinel
Monday: Earnings: Lawson Software Inc. , Immucor Inc. Tuesday: November consumer credit Earnings: Safeway Inc. , SuperValu Inc., Great Atlantic & Pacific Tea Co. , Schnitzer Steel Industries Inc. Wednesday: Weekly mortgage applications Earnings ...

Is the sky still falling? Real estate, mortgage experts say your ... - Newburyport Daily News
NEWBURYPORT — Single-family home prices in 10 major metropolitan areas nationwide in February were down 11.4 percent from a year earlier. Clearly, the real estate market is still reeling. But then there's the news that existing home sales are now ...

Northfield Bancorp earnings up - Staten Island Advance
STATEN ISLAND ADVANCE -- Northfield Bancorp, Inc. (Nasdaq:NFBK), the holding company for Northfield Bank, yesterday reported a net income of $3.3 million for its third quarter, ending Sept. 30, an increase compared to $3.1 million for the same ...

Erie County Real Estate Transactions - Buffalo News
• 888 West Alaura Drive, Jason M. Blatner to Susan M. Congdon, $150,000. • 1546 Crittenden Road, Peggy Ann Beals; James F. Ludwig to Alden State Bank, $115,299. • 3089 Old Wende Road, Joseph Krull to Henel-Mattison Holdings Llc, $24,000 ...

The biggest raise you'll ever get - CNN Money
(Money Magazine) -- The oldest of my three children started college this year , prompting me to flash forward to the day when my kids have all left home and the expenses of child rearing - from piano lessons to orthodontics, summer camp to undergrad ...

More people find refuge with FHA mortgages - Atlantic City Press
The U.S. housing agency created in the depths of the Great Depression is once again doing a brisk business helping stabilize the mortgage finance market. Demand for loans insured by the Federal Housing Administration is soaring, after years of being ...

Peeling the onion on today’s vote - Palm Beach Interactive
The St. Olaf (Minn.) professor who recounted tearing down McCain campaign signs in a well-read Huffington Post item has resigned. Per the Northfield News, it appears that Philip Busse was forced out the St. Olaf College professor who admitted to ...

On today's City Council vote on repealing casino smoking ban - Atlantic City Press
Casinos need smoking for region to prosper These are difficult times for casinos, and as the casinos go, so goes Atlantic City and surrounding areas. Make no mistake about that. If we stop and think, years ago there was no Mohegan Sun, Foxwoods ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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