Salem Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

FDIC will guarantee up to $1.4T in bank debt - WFMJ.com
WASHINGTON (AP) - Federal regulators will guarantee as much as $1.4 trillion in U.S. banks' debt as part of the government's bid to get the distressed financial system pumping again. They're also taking steps to make it easier for private investors ...

Neglectful landowners to be fined? City aims to crack down on ... - Salem News
SALEM — Police say the home on Palmer Street shows all the signs of neglect: graffiti, broken windows, overgrown grass and debris in the yard. The homeless have been using it for shelter, and with winter on the way, police are concerned more will ...

Community Heroes helps public servants get mortgages - Statesman Journal
SALEM — National City Mortgage has started a program intended to help many public servants get mortgages. The company's Community Heroes initiative is for teachers and education administrators, firefighters, health-care workers, law enforcement ...

E. Kentucky routs Winston-Salem 69-44 - Buffalo News
RICHMOND, Ky. (AP) - Mike Rose scored 20 points and hit six 3-pointers to lead Eastern Kentucky to a 69-44 win over Winston-Salem State on Tuesday night. The Colonels (1-1) connected on nine shots from long range, including five in the second half ...

Today's headlines: Salem-based retirement company having problems - Oregonian
This is the sort of story that, unfortunately, keeps happening. But somehow, it always shocks us when it does. On the front page of The Oregonian this morning, you'll find a story by reporter Jeff Manning about an investigation into the theft of ...

Tough economy: Here's how Bakersfield folks would solve the nation's ... - Bakersfield Californian
The teetering economy and its see-saw riders, fear and uncertainty, have made for interesting times, and it’s hard to know what will happen next. Debbie Moreno, president and chief executive, Greater Bakersfield Chamber of Commerce. Photo by Felix ...

COMMON PLEAS - Salem News Online
RBS Citizens v. John and Donna Schlueter of New Waterford, etc; foreclosure sought against property on Pinewood Drive, New Waterford. Kimberly and Paul Jarvis Jr. of Hanoverton v. Wells Fargo Bank, etc; lawsuit alleges the actions of the bank and two ...

Our view: No victims here but the taxpayers - Eagle-Tribune
It is interesting to see and hear readers' comments on our Sunday story concerning a Haverhill woman and the worldwide financial crisis triggered by failed mortgages. Some readers posting on our Web site and others calling our office questioned ...

Springfield police investage thefts from elderly - KVAL
SPRINGFIELD, Ore. (AP) -- Springfield police have joined state regulators to investigate a series of suspected thefts from the elderly at a Sunwest Management retirement home the company put into bankruptcy last summer. Residents of the Briarwood ...

Case over for blast victims - Boston Globe
Karen Savini saw two homes destroyed in a chemical explosion at a factory in Danversport two years ago, costing her thousands of dollars and saddling her with several hundred thousand dollars in new mortgage debt. But she expects to get only about 20 ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

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