North Hampton Mortgage Rates and Information Online from competing Lenders

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N.C. officials look for silver lining in economic gloom - HamptonRoads.com
Local business leaders are looking for a silver lining in an otherwise gloomy economy, even though a new report shows 20,400 fewer jobs in North Carolina compared with a year ago, and even as the number of unemployed continues to rise. The jobless ...

TowneBank Announces Quarterly Cash Dividend - MSN MoneyCentral
SUFFOLK, Va., Nov. 20, 2008 (GLOBE NEWSWIRE) -- Hampton Roads based TowneBank (Nasdaq:TOWN) announced today that its Board of Directors on November 19, 2008 declared its fourth-quarter shareholder cash dividend of $0.08 per common share payable on ...

Today's most viewed articles - Portsmouth Herald
I fully defend the right of Mrs. Nickerson and Mr. Bridle to vote their conscience to extend the SAU superintendent's contract by two years. If in their conscience votes they were not conscious of the failing record under the superintendent's ...

Erie County Real Estate Transactions - Buffalo News
• 31 Lanoche Court, Michael A. Young; Karen A. Young to Yijun Cheng; Li Li, $525,000. • 1 Cloister Court, Mary Michael Egan; Edmund A. Egan to Michael P. McGorry; Pamela M. McGorry, $466,000. • 73 Hampton Hill Drive, Nicholas D. Mecca; Efterpe ...

Records Detail Vick's Lavish Spending - AOL
RICHMOND, Va. (Nov. 21) - Michael Vick was once the NFL's highest-paid player, and he spent like it. One of his friends tools around in a $31,000 Cadillac DTS. His former personal assistant steers a $45,000 Infiniti M45 and has a pair of power boats ...

Employee robbed at Citgo on northwest side - Milwaukee Journal Sentinel
The man asked the victim for help with a stalled car, police said. Once the two were outside, the man implied that he had a handgun and robbed the victim. Police did not say how much money was taken. The suspect is described as a black male, 6 feet ...

School for the blind starts visionary newsroom - Newark Star-Ledger
Ed Murray/The Star-Ledger Judy Ortman, interim executive director of the Concordia Learning Center, is interviewed by student Indigo Estevez from Newark for the school paper. There's a buzz in the newsroom of a New Jersey start-up newspaper, and not ...

A transcript follows. - Washington Post
Read today's column . About Pearlstein: Steven Pearlstein writes about business and the economy for The Washington Post. His journalism career includes editing roles at The Post and Inc. magazine. He was founding publisher and editor of The Boston ...

Q&A Transcript - Washington Post
Washington Post columnist Steven Pearlstein will be online Wednesday, Nov. 19 at 11:00 a.m. ET to discuss the automotive bailout. Submit your questions and comments before or during the discussion. Read today's column . About Pearlstein: Steven ...

No regular session - Stateline
Several key issues were left on the table as squabbling Alabama legislators — widely criticized last year for their lack of productivity — could not put their differences aside. It even took an $110,000 special session to pass an education budget ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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