Littleton Mortgage Rates and Information Online from competing Lenders
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Financial Experts Field Public's Queries During Online Chat - The LedgerEvery time a big, red, downward-facing arrow appears next to the word "Dow" on TV, it's natural to think, "Should I be doing something different?" When your bank needs a bailout, it only makes sense you'd contemplate jumping ship. To field your ...
Lake Wales Banker a Source of Calm and Wisdom - The LedgerSo he made his way to Citizens Bank & Trust, where he and a large share of this city's 13,052 residents keep their savings, and asked to see the bank's president. Had he made an appointment? No, ma'am. Could he come back that afternoon? No, ma'am ...
Banker working to keep respect of Main Street - Houston ChronicleJim Christensen, left, owner of the Crazy Fish Restaurant, talks to Citizens Bank & Trust President Greg Littleton. LAKE WALES, Fla. — The gentleman put on his finest white shirt, dark, pressed trousers, his Sunday shoes. Only it was a Thursday ...
Small-town banker a source of calm, wisdom - San Diego Union-TribuneLAKE WALES, Fla. – The gentleman put on his finest white shirt, dark, pressed trousers, his Sunday shoes. Only it was a Thursday, and Jim Christensen needed not a pastor, but a banker. At age 61, he was about to lose his restaurant. So he made his ...
Community businesses get aid during crisis - Detroit Free PressLAKE WALES, Fla. -- The gentleman put on his finest white shirt, dark, pressed trousers, his Sunday shoes. Only it was a Thursday, and Jim Christensen needed not a pastor, but a banker. At age 61, he was about to lose his restaurant. So he made his ...
Small-town Florida banker is center of stability - Fort Worth Star-TelegramJim Christensen, left, and Greg Littleton, president of Citizens Bank & Trust, at Christensen’s restaurant, the Crazy Fish. A timely small loan from the bank helped keep the Crazy Fish in business. AP/JOHN RAOUX LAKE WALES, Fla. — The gentleman ...
Trusty banker big asset to small town - Dubuque Telegraph HeraldRestaurant owner Jim Christensen (left) talks with Citizens Bank & Trust president Greg Littleton in Lake Wales, Fla. LAKE WALES, Fla. -- The gentleman put on his finest white shirt, dark, pressed trousers, his Sunday shoes. Only it was a Thursday ...
Rural Fla. banker is anchor in economic storm - Miami HeraldLAKE WALES, Fla. -- The gentleman put on his finest white shirt, dark, pressed trousers, his Sunday shoes. Only it was a Thursday, and Jim Christensen needed not a pastor, but a banker. At age 61, he was about to lose his restaurant. So he made his ...
Economic stimulus - Rocky Mountain NewsNow that the election is over, it is time to get our Country back in order. The Housing Market seems to be the big drag on economy. Funds have been allocated to fix the problem, but the market has yet to show any response. There are approximately 75 ...
Chuck Douglas: Frankly, we know where the blame for the mortgage ... - Union LeaderIn a recent op-ed column here, Rep. Barney Frank, D-Mass., made it sound like the evil Republicans were behind this easy money housing crash that we are in. The reality is quite different. In September 2003, when many were warning that Fannie Mae and ...
Today's Mortgage Terms starting with C
Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.
Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.
Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.
Collateral: Property pledged as security for a debt.
Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.
Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.
Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.
Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.
Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.
Credit Bureau: It is a clearinghouse for credit history information.
Credit Report: A report containing a detailed credit history of an individual.
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