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S.A. workers safe from WaMu cuts - San Antonio Express News
SEATTLE — Washington Mutual's regional call center in San Antonio will not lose jobs as a result of the 9,200 job reduction plan announced Monday by the bank 's new owner, JPMorgan Chase & Co. Chase spokesman Greg Hassell said today that the ...

WaMu losing 9,200 jobs - San Antonio Express News
SEATTLE — JPMorgan Chase & Co. is eliminating the jobs of 3,400 Washington Mutual employees in the Seattle area, part of 9,200 job reductions nationwide, a spokesman said Monday. Outside of Seattle, where WaMu is based, the biggest number of job ...

Business Tech - CNET News
Patricia Sueltz has had her share of blunt bosses. At IBM, Sueltz was CEO Lou Gerstner's technical assistant during Big Blue's dramatic turnaround in the 1990s. After that, she ran the services division at Sun Microsystems for CEO Scott McNealy ...

And it's over... - Spokane Spokesman-Review
House Bill 2416 -- reinstating the 1 percent property tax cap -- passed handily. Senate Bill 6178 -- letting households below $57,000 postpone half their taxes, so long as they pay them back with interest when they sell the home -- also passed ...

Fred Russell case may spur tougher drunk-driving penalties - Spokane Spokesman-Review
Fred Russell may be sitting in a cell, but his name’s popping up frequently in Olympia, where state lawmakers are weighing changes to catch drunken drivers and toughening the sentences for those who kill. “We will tell people once and for all ...

Smith steps down as Conway football coach - Log Cabin Democrat
There will soon be a new head coach for the Conway High football team. After 18 years of service, Kenny Smith will step aside to accept other responsibilities in the Conway Public School District, according to school officials. Smith finished his ...

Local Home Improvement Store Matches Big Box Charitable Donation ... - PR.com
Habitat for Humanity lauds Silver Lake Home Center's generosity and consistency as primary charitable housing sponsor. NH charitable organization depends on partnerships that stand the test of time as sponsors for building homes for the needy ...

Jump in sales, price drop may be signs - San Diego Union-Tribune
An unusual September jump in home sales, together with the biggest monthly drop yet in prices, could be early signs that San Diego County housing is approaching the bottom of a three-year-old downturn, industry experts and observers said yesterday ...

A Wild And Crazy '30 Rock' Night - Defamer.com
It's another big-time star on 30 Rock this week. No, we're not only talking about Jack McBrayer, but also Kennedy Center honoree/banjo enthusiast/author/ Marcia Brady rejecter Steve Martin. With NBC's guest-star wattage reaching capacity , it's no ...

Petreaus: "Nobody In Uniform" Has Declared Victory - US News and World Report
The Financial Times reports Gen. David Petraeus "stressed" Thursday that the US military "was not declaring victory in Iraq despite the decline in bloodshed across most parts of the country." Before meeting with Defense Secretary Robert Gates in ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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