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Change They Can Litigate The fringe movement to keep Barack Obama from ... - Slate
President-elect Barack Obama If you want to stop Barack Obama from becoming president, there's still time. But you have to act right now . Go to RallyCongress.com , and you can be the 126,000 th -odd American to demand "proof of citizenship" from the ...

Nampa Mayor Tom Dale given antique Key to the City - Idaho Statesman
Former Nampan Donald Brown invited Mayor Tom Dale to his Boise home in November to present him with an antique silver key to the city that was given to famed early Nampan Col. W.H. Dewey in May 1900. While it's tradition for a Mayor to present a ...

Mortgage Video Gallery - CNBC
One possible silver lining of the housing crisis is a big drop for mortgage rates. Dan Gilbert, chairman of Quicken Loan... UK Banks Feel Repossession ... UK banks are being lenient on mortgage defaults because repossessions cost the banks an ...

City adopts affordable-housing law - Durango Herald
The Durango City Council adopted its first official affordable-housing policy Tuesday night by passing the Fair Share Housing inclusionary-zoning regulations by a 3-2 vote. Councilors Michael Rendon, Scott Graham and Leigh Meigs voted in favor; Doug ...

Kass: 'Kudlow & Company' Recap - Street.Com
I went on to comment that a combination of targeted policy efforts aimed to revive housing, a marked reduction in home mortgage rates, better affordability and an extended period of low production of new homes (vis-à-vis population and household ...

General Growth wins extension on $900M loan - Providence Business News
AFTER REACHING an “interim agreement” to extend the $900M mortgage on two Las Vegas malls, which had been set to expire Nov. 28, General Growth and its syndicate of lenders now “are continuing their discussions on a longer-term extension ...

General Growth wins extension on $900M loans - Providence Business News
CHICAGO – General Growth Properties Inc. (NYSE: GGP) has been granted a two-week extension for $900 million of short-term mortgage debt that had been set to expire last Friday. The loans are secured two Las Vegas malls for which the company is ...

UCLA fields a winning team in commercial real estate - Los Angeles Daily News
They may not measure up to USC on the football field, but UCLA dominates its cross-town competitor in the commercial real estate arena. A team of students from UCLA's Anderson School of Management defended its Silver Shovel title during this year's ...

Stamford continues economic strength - Stamford Advocate
There is little doubt that during these tough financial times nationally that Stamford continues to grow. Construction of buildings continues. Building permits are being approved for the development of the South End. In some areas, houses are being ...

Stocks Finish Mixed - MSN MoneyCentral
U.S. stocks closed mixed Tuesday as profit taking pressured the market following two strong sessions. Technology issues underperformed the broader market. But bonds surged after the Federal Reserve announced a $600 billion program to buy mortgage ...

Today's Mortgage Terms starting with M

Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.

Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.

Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.

Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.

Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).

Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.

Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.

Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.

Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.

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