Carroll Mortgage Rates and Information Online from competing Lenders

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CARROLL: Why be frugal? - Rocky Mountain News
If you're like me, you're getting a little tired of hearing about the silver lining in the recession - how it's going to teach us the value of thrift and how "you can't spend what you don't earn," as Alan Murray of The Wall Street Journal put it the ...

Colo. lawmakers look at drastic budget cuts - KUSA-TV
DENVER (AP) - Colorado lawmakers returned to work Wednesday with the urgent task of cutting up to $600 million from the current $19.2 billion budget and creating a "Jobs by June" plan to jump-start the state's construction industry. Democrats ...

TRANSCRIPT: Senate President Peter Groff's address to legislators - Rocky Mountain News
Mister Majority Leader, Mister Minority Leader, Senate colleagues, distinguished guests, friends and my family. Let me begin by thanking the Senate for my election as president of the Colorado Senate for the 67th General Assembly. It has been an ...

Reformer Christmas Stocking - Brattleboro Reformer
The 72nd annual Reformer Christmas Stocking reached its goal of $90,000 on Tuesday. All donations purchase warm outerwear for children through age 15. All contributions will be listed daily in the Reformer as requested by the donor for a few more ...

Looking for more work - Carroll County Online
Brian Knight works at Subway in a gas station in Hampstead Dec. 19, one of his two jobs. Between his two jobs, the Westminster resident works about 65 hours a week. First, fuel prices hit $4 a gallon and Brian Knight had to shell out extra money to ...

Dodgers may be working on deal to unload Andruw Jones - Los Angeles Times
Center fielder Andruw Jones is reportedly trying to be moved by the Dodgers, presumably to make room for Manny Ramirez. Report also has the Giants getting into the Manny Ramirez sweepstakes. I'm hearing the Dodgers are working on a deal that will ...

Getting rid of Jones would leave more cash for Ramirez - FOXSports.com
I'm hearing the Dodgers are working on a deal that will allow the team to cut ties with Andruw Jones , save $12 million and give last year's free-agent bust the opportunity to seek employment elsewhere. The Dodgers still hold out hope they can save ...

Different roads on roads - The Denver Daily News
The road toward bringing Colorado out of the recession in 2009 will run through the local transportation system, according to representatives of the Colorado Democrat and Republican parties. Lawmakers from both sides yesterday said that a lack of ...

CBJ: Property Transfers & Building Permits - Daily Progress
NOV. 3 l Cecil, Donald R to Cecil, William Brian, lot 46 Virginia Avenue, gift. l Orlick, Jeffrey T to Brennan, Andrew, parcel on Locust Avenue, $439,200. l Federal National Mortgage Association to Amtrust Bank, lot 66L block A Orangedale, by deed of ...

Beer pong competition gets (almost) serious - Katu.com
LAS VEGAS (AP) — Don't let the smell of beer and the rock music fool you: Beer pong is a serious game. Some dare say a sport. Granted, they tend to be grinning and drinking when they say it. There was plenty of both going on this weekend at the ...

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Today's Mortgage Terms starting with L

  • Lender: The bank, mortgage company or mortgage broker providing the loan.
  • Loan Application: A statement of personal and financial information needed to apply for a loan.
  • Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.
  • Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.
  • Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.
  • Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.
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