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The Blogosphere Comes Of Age ... - Andrewsullivan.theatlantic.com
The blogger Tanta, an influential voice on the mortgage collapse, died Sunday morning in Columbus, Ohio. Ms Dungey, RIP, had the right tude: Tanta liked to chew on the follies of regulators, the idiocies of lenders and — a particular favorite ...

We Are All Subprime Now, R.I.P. - The Washington Independent.com
Financial bloggers are in mourning today for Tanta, at Calculated Risk, who died on Sunday in Columbus, Ohio. As the tributes to her throughout the blogosphere make clear, her analysis of the mortgage crisis was closely followed and influential. She ...

Ohio wins court settlement against mortgage lender - Zanesville Times Recorder
COLUMBUS (AP) - A bankrupt subprime lender accused of shoddy practices has been barred from accepting mortgage applications in Ohio, state Attorney General Nancy Rogers announced Wednesday. The agreement with New Century Financial Corp. of Irvine ...

Shopping malls, hotels near mortgage default; more looming - The Columbus Dispatch
WASHINGTON -- Black Friday's retail shoppers hunting for holiday bargains won't be enough to stave off what's likely to become the next economic crisis. Malls from Michigan to Georgia are entering foreclosure, commercial victims of the same events ...

Subprime lender barred from taking mortgage applications in Ohio - Canton Repository
COLUMBUS A bankrupt subprime lender has been barred from accepting mortgage applications in Ohio. Ohio Attorney General Nancy Rogers announced the agreement Wednesday with New Century Financial Corporation of Irvine, Calif. The state had sued the ...

Mortgage officer guilty of fraud - The Columbus Dispatch
A loan officer was convicted yesterday for his role in a scheme that defrauded more than 200 people and 20 banks, but an appraiser who worked with him was acquitted of all charges in the case. After about eight hours of deliberations, a federal jury ...

Residential Finance Corp. Employees Participate in Thanksgiving Food ... - Businesswire.com
Team Spirit Helps Columbus-Based Mortgage Refinance Lender Raise Thousands to Help Area Foodbank Provide 5,000 Local Families with Hearty Thanksgiving Meal COLUMBUS, Ohio--( BUSINESS WIRE )--Employees at one Columbus company have made an all-out ...

Oil tumbles on more weak economic signals - Edmonton Sun
COLUMBUS, Ohio - Oil prices tumbled Monday as manufacturing activity in the United States hit a 26-year low, a showing that was much worse than expected. The drop also comes two days after OPEC said it would not cut production of crude before its ...

Lender barred from applications - Canton Repository
COLUMBUS, Ohio A bankrupt subprime lender has been barred from accepting mortgage applications in Ohio. Ohio Attorney General Nancy Rogers announced the agreement Wednesday with New Century Financial Corporation of Irvine, Calif. The state had sued ...

Latest News - dBusinessNews.com
Nationwide Better Health to Present New Findings on Lifestyle Health Coaching at The Forum 08: Integrated Care Summit COLUMBUS--Nationwide Better HealthSM, a leading provider of health and productivity ... Residential Finance Corp. Employees ...

Today's Mortgage Terms starting with C

Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.

Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.

Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.

Collateral: Property pledged as security for a debt.

Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.

Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.

Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.

Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.

Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.

Credit Bureau: It is a clearinghouse for credit history information.

Credit Report: A report containing a detailed credit history of an individual.

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