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CNLBank Announces Officer Appointments - Forbes
ORLANDO, Fla., Sept. 5 /PRNewswire/ -- Lynne Wines, chief executive officer of CNLBank's South Florida division, has announced the following appointments. Arthur L. Bigelow has joined CNLBank's South Florida division as senior vice president. In his ...

THE fugitive solicitor - Independent
Share FROM a fugitive solicitor fleeing €80m of debts to clothing chains fighting a landmark battle over sweater designs to the Supreme Court's finding in the epic Fyffes DCC battle, 2007's Four Courts business highs and lows made for compelling ...

For sale, for less - Baltimore Sun
Half the communities in the Baltimore metro area saw average home sale prices decline last year as the housing slump deepened. That's a big change from 2006, the first full year of the downturn, when prices were still rising in eight out of 10 local ...

Misery index: Will the Bush economy doom the McCain campaign? - Los Angeles Times Blogs
Presidents running for reelection have long known that two issues are good predictors of success: whether the county is at peace, and whether its citizens are living in prosperity. The misery index, a term coined by the late economist Arthur Orkin ...

Is the Sun about to set? - Guardian Unlimited
New York Sun editor Seth Lipsky revealed that the publication will shut at the end of the month unless it can find fresh financial backing. Photograph: Corbis Time is running out for the New York Sun, the bastion of conservatism on the Big Apple's ...

Public safety kicks off Carver forums - Enterprise
The Industrial Development Commission will kick off its fall community forum series Wednesday with a discussion on public safety. The meeting is one of four that will take place through December. The public safety meeting will feature Police Chief ...

Chamber’s goal: promote town, area - Hammonton Gazette
HAMMONTON—The Greater Hammonton Chamber of Commerce is a non-profit entity designed to advance the civic, commercial, cultural, economic, professional, agricultural, and industrial interests of the people of the town of Hammonton and the greater ...

September August July June May April March February January 2007 - Nypress.com
Coming off their best-ever season and being ranked in the preseason polls for the first time in their history, it wouldn’t have surprised anyone if the No. 12 Rutgers Scarlet Knights came out a little overconfident versus lowly University of ...

How safe is your job? See who are more vulnerable to layoffs than ... - CNBC
As we cross the three-year anniversary of Hurricane Katrina, here is a look at the all-time costliest hurricanes to hit the United States. Stocks rose sharply in the final minutes of trading, with the Dow posting a triple-digit gain, as bargain ...

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Arthur

Today's Mortgage Terms starting with C

  • Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.
  • Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.
  • Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.
  • Collateral: Property pledged as security for a debt.
  • Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.
  • Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.
  • Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.
  • Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.
  • Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.
  • Credit Bureau: It is a clearinghouse for credit history information.
  • Credit Report: A report containing a detailed credit history of an individual.
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