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WaMu to cut 500 jobs from Florence mortgage center - Charleston Post & Courier
FLORENCE — More than 500 workers at Washington Mutual's mortgage processing office in Florence will lose their jobs as the company is taken over by JPMorgan Chase & Co. JPMorgan Chase spokeswoman Nancy Norris told WBTW-TV that the jobs will be ...

JPMorgan Chase to cut 250 local jobs - Jacksonville Business Journal
About 250 Jacksonville jobs from JPMorgan Chase and Washington Mutual Inc. will be eliminated as a result of JPMorgan’s acquisition of Washington Mutual in September. About 2,500 employees will continue to work at the combined mortgage banking ...

JP Morgan Chase cuts 500 jobs - Charleston Regional Business Journal
JP Morgan Chase & Co. is cutting almost 500 jobs from the Washington Mutual mortgage processing operation in Florence. The job cuts are among the 9,200 positions JP Morgan plans to eliminate as part of its takeover of Washington Mutual Bank. JP ...

Washington Mutual layoffs not to affect Tampa Bay area - Tampa Bay Business Journal
JPMorgan Chase & Co. said Monday it will layoff 9,200 Washington Mutual employees, or roughly 22 percent of WaMu’s 42,000-person work force. The layoff will not affect employees in the Tampa Bay area, all of whom work in branch offices, said Nancy ...

250 bank jobs cut, 2,500 kept - Florida Times-Union
JPMorgan Chase & Co. Monday said it is cutting about 250 Jacksonville jobs from the combined operations of JPMorgan and Washington Mutual Inc. But the global banking giant will keep about 2,500 local jobs from the two companies, following its ...

Sharing the pain, but not equally - International Herald Tribune
NEW YORK : It was as badly timed a takeover as there was during the private equity boom. At the end of 2006 Apollo Management, the private equity firm headed by Leon Black, agreed to buy Realogy, a conglomerate with a number of franchised real estate ...

3 Men Watching Surf Drown in Rogue Wave Along California Coast - FOX News
Two other men were pulled from the water and survived, said Capt. Bruce Norris, watch commander with the Ventura County sheriff's department. The bodies of the drowned men were also recovered, he said. The victims were a 17-year-old boy, a 21-year ...

Deeds Sept 21st thru 30th 2008 - Cecil Whig
Bertha J. Sager, Trustee, to Barbara S. Dean, George Street, Chesapeake City, $0, September 29. Bertha J. Sager, Trustee, to Barbara S. Dean, 43 Basil Avenue, Chesapeake City, $0, September 29. Jan A. Banker to Jan A. Banker and Fay Walker, 721 Bell ...

Bernanke's Speech: Should the Fed Go Long? - Seekingalpha.com
Ultimately, however, market participants themselves must address the fundamental sources of financial strains by raising new capital, restructuring balance sheets, and improving risk management. This process is likely to take some time. This echoes ...

Builder giving away house at Eagles game - Philadelphia Inquirer
It's the fourth quarter, the clock is running, and your team needs to score big to stay in the playoffs. It might be time for the "Hail Mary" pass, but in this case the team is not the Philadelphia Eagles but Pulte Homes Inc.'s Delaware Valley ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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